This rapidly expanding financial services company is seeking a Senior Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director, you will develop credit risk analytics solutions to enhance Credit Scoring & Lending decisioning to optimise and grow their loan portfolio.
Client Details
Rapidly expanding financial services company.
Opportunity to develop and enhance credit risk modelling & analytics strategy.
Description
This role involves:
Key Responsibilities:
* Developing and implementing advanced statistical models and preferably machine learning algorithms to predict credit risk, optimise credit scoring, and enhance our decision-making/underwriting processes.
* Develop and maintain predictive models to assess credit risk and forecast customer behaviour.
* Analyse large datasets to identify trends, patterns, and insights that inform business decisions.
* Perform data cleaning to ensure high-quality data for analysis.
* Conduct A/B testing and other experiments to evaluate the impact of credit strategies and policies.
* Develop credit risk models, such as probability of default (PD) using various modelling techniques.
* Work independently and present findings and recommendations to stakeholders in a clear and concise manner.
Key Skills / Experience:
* Experience in the Financial Services Industry (Essential).
* Experience working with large data sets, Excel and SQL proficiency (Essential).
* Degree in relevant subject (Data Science, Statistics, Computer Science, Economics or similar degree) (Essential).
* Strong proficiency in programming languages such as Python and R (Preferable).
* Experience using Salesforce and data visualisation tools (Preferable).
* Strong presentation skills, including the ability to translate complex data into understandable insights.
* A great attention to detail and be process-oriented to review, suggest and implement improvements where appropriate.
* Able to work in a fast-paced, changing environment.
Job Offer
Opportunity to join a rapidly expanding financial services company.
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