The Vacancy
OVERALL SUMMARY
At Close Brothers we look to recruit individuals from all different backgrounds and encourage you to apply even if you don't tick every box. We celebrate diversity, promote inclusivity and are open to discuss flexible work options to help you balance your work and home life.
Join the Close Brothers Credit Risk team where you will work as part of a team of analysts to develop, deliver and monitor credit risk strategies.
Working as part of the Credit Risk team, our ideal team member will have previous experience in designing and implementing Credit acquisition strategy with excellent analytical skills.
RESPONSIBILITIES
* Undertake analysis of Credit acquisition strategy and processes to provide insight and recommendations to Credit management to improve and optimise Credit decisioning strategy
* Set and monitor Motor credit risk performance against agreed plans, targets and budgets and work with the Credit Manager to propose and agree actions required to address any performance issues and/or to capitalise on opportunities
* Develop and present high quality credit risk related MI and insight to Credit management, Credit Committees and other major stakeholders to support informed decision making
* Maintain and provide input for relevant Credit Policies to ensure the delivery of business objectives and alignment with Group Credit Risk Standards
* Ensure compliance with prudent underwriting standards and assist Operations to ensure that Motor's bad debt is managed appropriately, and all processes comply with the regulatory guidance
WE WOULD LOVE TO HEAR FROM YOU IF:
* You have experience of designing and implementing Credit acquisition strategy including the setting of credit and affordability strategies, policies, underwriting, bureau data and credit systems
* You have a strong analytical mindset to be able to understand and investigate complex issues in a methodical manner
* You have strong coding skills, with experience using tools such as SAS, SQL, Alteryx, Business Objects or other similar data analytical tools
* You have strong written and verbal communication skills with the ability to interact and communicate complex information to senior management and non-credit colleagues
* Ability to work independently as well as part of a team, with the ability to support, coach and encourage other team members
IT IS NOT ESSENTIAL BUT IT WOULD BE GREAT IF YOU:
* Have an understanding and / or experience of credit scorecards in a retail or commercial environment
* Have experience of consumer and commercial underwriting, credit bureau data and reports, business accounts etc
We are an inclusive organisation and committed to ensuring our recruitment process is as accessible as possible to everyone. We will make adjustments for people who have a disability or long-term condition. If you need the job description or application form in an alternative format or would like to discuss the recruitment process with us, please email us at recruit.ssc@closebrothers.com or request a call back.
ABOUT US
At Close Brothers we support employees to balance their work life priorities and in this role you will be able to enjoy a mixture of hybrid working.
Close Brothers is a leading UK merchant banking group providing lending, deposit taking, wealth management services and securities trading. At Close Brothers we provide financial support and advice to small businesses and individuals in the UK. Our purpose is to help the people and businesses of Britain thrive over the long term.
To find out more about Close Brothers, please visit our careers page: https://www.closebrothers.com/careers
To find out more about life at Close Brothers:
https://www.closebrothers.com/life-close-brothers#374017299-899295541
To find out more about our benefits:
https://www.closebrothers.com/employee-benefits
To find out more about our commitment to creating an inclusive environment:
Our Responsibility - Diversity and inclusion / Close Brothers Group
#LI-TG1 #LI-Hybrid
The Company
Close Brothers is a leading UK merchant banking group providing lending, deposit taking, wealth management services and securities trading. We employ over 3,500 people, principally in the UK.
Close Brothers Group plc is listed on the London Stock Exchange and is a member of the FTSE 250.We remain focused on markets and services we know and understand, developing leading positions and unrivalled expertise. Our approach is prudent and considered enabling us to grow sustainably, through all market conditions, building confidence among our depositors and investors.
Our businesses have remained local as we continue to provide bespoke services, and developing long-term relationships ensuring our success in the future. We value our clients over everything else. What they do is important - they are the doers and makers of things, the wealth creators, the investors and the savers. We ensure our services meet their specific needs and invest to support them as they grow.
These principles, founded in our past but applied to the modern world today, represent what we describe as 'modern merchant banking' - values that are embedded in our culture and that underpin everything we do.
Inclusion
The Benefits
Private medical
Discounted health checks
Stakeholder pension contribution
Gym discounts
Cycle to work scheme
Save As You Earn scheme
Purchase additional holiday
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Charity & Sustainable work
At Close Brothers, we are dedicated to helping the charities that matter most to our employees. Our donations continue to increase year on year thanks to our fundraising efforts and matched giving schemes to our employees' favourite charities. We continue to seek out new ways to give as a group and to help employees who give their valuable time and money to causes close to them.
To find out more detail please follow the link below:
https://www.closebrothers.com/charity.
Sustainability is fundamental to our purpose, and we recognise that to help the people and businesses of Britain thrive over the long term, we also have a responsibility to help address the social, economic and environmental challenges facing our business, employees and customers, now and into the future.
To find out more detail please follow the link below:
https://www.closebrothers.com/sustainability. #J-18808-Ljbffr