Role – Head of Loan Origination
Location – Sevenoaks
Salary – 75k-80k – Hybrid working
Purpose of the role
The Head of Loan Originations is integral to the success of the business and will have full responsibility for developing and implementing their strategies for the full scope of Loan Originations; this includes four areas of focus – Underwriting, Payouts, Introducer Support and Specialist Funding.
This role forms the day-to-day management and oversight of a process function as well as the effective running of the team combined with technical project responsibility for continuing to drive process, performance, and technology improvements, in particular focusing on automation of decisioning. You’ll also be responsible for multiple high profile internal and customer facing projects, so you will need a strong understanding of technology and analytics.
This job holder will be a senior member of the leadership team and will be expected to promote the values of the company and contribute to the wider development of the business, whilst representing in a professional and confidential manner at all times
Key responsibilities
Full responsibility for people management of those in the teams including but not limited to 1-2-1’s, periodical appraisals and goal setting
1. Development, implementation and training of new automated systems and technology advancements
2. Understand the user journey and take ownership of existing and new products and features.
3. Interrogate product ideas and ensure the problem is understood ahead of the solution.
4. Manage complex technical issues and work with non-technical staff
5. Ensure that the team underwrite referred deals according to policy and mandate and manage more information queries, investigate potential Frauds, PEP and Sanctions matches and manage client feedback
6. Monthly review of underwriting, payouts, specialist funding and introducer support
7. Verification of the completeness and accuracy of credit proposals
8. Interviewing and recruitment of new employees
9. Training of new employees
10. Review existing procedures and processes and identify areas of improvement
Person specification
11. Demonstrable experience of managing high performing teams, or leading within a senior role, preferably within an FCA regulated environment
12. Good team player, flexible and able to work on own initiative
13. Strong interpersonal skills, able to establish effective working relationships at all levels
14. Ability to work with competing deadlines and priorities
15. Resilient, not derailed by a setback and returns to a high level of performance quickly
16. Awareness of current FCA regulations
17. Ability to understand and comply with documented processes, policies, and procedures
Further information
18. Office hours are between 8am-7pm, you should complete 7.5 hours a day, covering core working hours to best support your managers and their teams
19. Hybrid working available after probation period is completed (3 days in the office as a minimum)
20. Must be able to drive as the office isn’t easily located by public transport.
Please contact Vicky for more information.