* Credit Risk Analyst
* 12 month - Day Rate Contract (Inside IR35)
* Glasgow | Hybrid
* You must be available to start as soon as possible
* You must be eligible to work in the UK without the need for Sponsorship
A dynamic and innovative company committed to managing credit risk effectively. Our team plays a crucial role in ensuring the financial health of our organization while maintaining a positive customer experience.
As a Credit Risk Analyst, you will be at the forefront of decision-making. Your insights and data-driven recommendations will directly impact our credit policies, strategies, and overall success.
Job Description
* Monitor, maintain and enhance critical credit scorecards and decisioning performance across consumer and business journeys.
* Collaborate with other team leads to identify risks, improve processes, and optimize connections to our network.
* Engage with stakeholders across different business areas to align strategies and achieve company goals.
* Provide valuable feedback on propositions, projects, and services.
* Analyze data using Excel, SAS, Alteryx, and Python to identify trends and opportunities.
* Challenge existing credit policies and propose effective changes.
* Perform regular and ad-hoc tasks, delivering actionable insights to drive positive outcomes.
Qualifications
* Experience managing and developing credit scorecards (Essential).
* Advanced Excel skills (Macros, Pivots, VLOOKUP, conditional formatting, etc.). VBA knowledge is beneficial.
* Recent experience analyzing data using SAS/SQL, Alteryx, or similar tools (within the last 6 months).
* Mathematical or finance-related degree or proven experience at a senior/lead analyst level.