An excellent opportunity to join a growing Independent Commercial Finance Lender as a Relationship Manager has arisen. You will be an ambassador for the company in delivering exceptional customer service and business performance whilst maintaining sound risk management for a portfolio of clients. You will be responsible for managing higher risk clients and developing relationships with them whilst ensuring the company's risk and compliance policies are adhered to.
Salary: £50 - 55k basic + car allowance + bonus
Location: South West/ M4 Corridor
Responsibilities:
* Underwriting new business, ensuring all key risk areas are considered and mitigated
* Writing restructure reports for existing business, ensuring all security is reviewed and updated and underwriting is completed
* Liaising with sales directors to assist with mitigating risk and structuring facilities
* Holding bi-weekly Risk Committee calls with Senior Management to discuss & assess high risk facilities which may potentially lead to a collect out
* Excellent Analytical and Problem-Solving skills with the ability to think "outside the box" in a logical manner
* Ability to work under pressure and within strict deadlines, managing changing and conflicting priorities
* Developing and managing a portfolio of clients according to their business needs offering the highest level of service possible
* Ensuring DPA & Credit Policy compliance, facility is maximised, and risk minimised
* Portfolio monitoring in line with the Risk Cohorts
* Problem solving, Identifying, and providing solutions to a wide range of client queries and business needs
* Retaining existing revenue streams, and generating new opportunities ensuring delivery against agreed policies and underwriting procedures
* Preparing for and attending monthly portfolio review
* Obtaining, reviewing, and reporting on management information on an ad hoc basis (cohort dependant)
Key skills/ experience:
* Previous background in financial services, preferably Invoice Finance or Banking
* Underwriting experience is highly desirable
* Ability to work proactively and independently
* Proven risk management skills
* Relationship management experience across a diverse portfolio of clients
* Proactive approach to working is essential alongside excellent time management skills
* Proficient in technical competencies such as the ability to interpret simple business accounts
* Motivated and an excellent motivator
* Exceptional communication skills, verbally and written