The Forecasting & Stress Testing team have a variety of accountabilities across Credit Risk with our forecast outputs feeding into regulatory stress tests, new lending strategies, risk appetite and financial planning. We have an exciting opportunity to join our Forecasting & Stress Testing team as a Risk Analyst. This role will aid in the delivery of our forecasts, and you will gain knowledge from multiple teams across credit risk and beyond on the inputs that could impact the future of the society. We are happy to consider flexible working approaches to help you perform at your best. At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected. For this job you'll spend at least two days per week, or if part time you'll spend 40% of your working time, based at either our Swindon or Northampton office. If your application is successful, your hiring manager will provide further details on how this works. You can also find out more about our approach to hybrid working here. If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can. What you'll be doing Support the delivery of regulatory and internal forecasts and stress tests. Form productive relationships across Nationwide to ensure that our outputs are accurate and relevant to the wider society's plans. Improving your own knowledge on credit risk Undertake analysis into both historic and future portfolio behaviour About you As a minimum requirement you'll: Experience in statistical and analytical tools such as SAS and SQL and be proficient with key Microsoft applications i.e. Excel, Word, PowerPoint. Have a good understanding of the financial services sector Have previous experience of analysing/interpreting data in a professional environment Be self-motivated, articulate and highly numerate, you'll have experience of presenting/explaining your findings to others either verbally or through a written report Have experience of building relationships and communicating with confidence whilst also working well on your own initiative Our Customer First behaviours are all about putting customers and members at the heart of how we work together. You can strengthen your application by showing the behaviours that resonate with you, and how you might have already demonstrated these. Say it straight - This is about being honest and direct with good intent and saying what needs to be said in the room. It's also about being clear, precise, and using language that we and, importantly, our customers and members can understand. Push for better - This is about aiming high and constantly looking for better in how we work together and serve our customers and members. Get it done - This is about prioritising what will have the greatest impact, being decisive and taking accountability for delivering on the end-to-end outcome. We know applying for jobs can sometimes feel like you're sending an application into a black hole. We review each application individually. So, it's a good idea to call out your most relevant experience on your application to give yourself the best chance. The extras you'll get There are all sorts of employee benefits available at Nationwide, including: A personal pension - if you put in 7% of your salary, we'll top up by a further 16% Up to 2 days of paid volunteering a year Life assurance worth 8x your salary A great selection of additional benefits through our salary sacrifice scheme Wellhub - Access to a range of free and paid options for health and wellness. Access to an annual performance related bonus Access to training to help you develop and progress your career 25 days holiday, pro rata What makes us different Nationwide is the world's largest building society. With over 15 million customers, we have a relationship with almost a quarter of the UK's population. We've got the scale to compete with the big banks, but we're not a bank. As a building society, we're owned by our members - that's our customers who have their current account, mortgage or savings with us. It means we can do things differently to deliver our Purpose - Banking - but fairer, more rewarding, and for the good of society. When you work at Nationwide, you can experience that difference for yourself. You'll be part of a high-performing, purpose-driven organisation that offers rewarding career experiences and a highly competitive range of benefits to match. You'll also be joining us at an important time as we seek to reach more and more people in the UK. We want everyone in the UK to know that they don't have to bank with a bank. They can choose a modern mutual instead. What to do next If this role is for you, please click the 'Apply Now' button. You'll need to attach your up to date CV and answer a few quick questions for us. We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application. LI-Post