USE NUMBERS. CREATE JOY. BMW FINANCIAL SERVICES.
Having an eye for detail and being particular about accurate numbers is essential to the smooth running of our business. We are looking for individuals to join our team of precise-minded people dedicated to adding value to our customers and to our business. So if you’d thrive in a team that values high work standards and learning opportunities, where every team member is recognised and valued, join us in driving the future of operations in business mobility.
BMW Group Financial Services UK is looking for an Underwriter. This role is based at the Summit ONE Campus in Farnborough.
WHAT AWAITS YOU:
Are you analytical, driven, decisive, hardworking and self-motivated? Passionate about delivering excellent customer service? Would you thrive in a flexible and hardworking team environment where you'd be able to directly contribute to the continued success and growth of our business? In this role you'll be involved in evaluating financial data to make underwriting decisions on proposals submitted by retailers and partners. Additionally, a key responsibility of the role is to make quick and responsible lending decisions. On a daily basis you'll be involved in the following:
* Responsible for underwriting proposals within an approved authority limit per customer / individual application.
* Make commercially sound decisions within the time standards agreed with Retailers and Partners.
* Accept or decline credit applications including negotiation of terms.
* Evaluate applications to highlight potential fraud and money laundering cases.
* Discuss proposals with Retailers, Partners and Internal Sales at all levels effectively.
What should you bring along?
* Underwriting experience ideally gained within the financial services sector.
* Flexibility to work on a shift basis including weekends (standard hours 37.5 over 7 day period).
* Time will be split between office and remote working (after initial training period).
* Ability to analytically assess, interpret and evaluate data quickly and accurately.
* Deliver in a time pressured environment and handle multiple high priority tasks.
* Build business relationships with strong interpersonal skills.
* Act with integrity and embrace the principle of treating our customers fairly.
In return we have an attractive flexible benefits scheme, with the option to select from:
* Permanent health insurance
* Medical screening
* Competitive holiday entitlement
* Bonus scheme (subject to scheme rules)
In 2024 BMW Group Financial Services UK was recognised as a Top Employer. We invest in our employees and embrace a culture of flexible working as well as promoting a positive, supportive culture and working environment. We are based in prestigious offices in Farnborough that provide a great place to work with good people and an exciting, engaging, industry leading brand.
At BMW Group, we are committed to offering our employees the right balance between work and personal life. We pride ourselves on being a flexible employer and for most roles, it could be possible to agree flexible hours, job share, compressed hours or part-time working hours and so please discuss your individual requirements as part of the application process so we can try to agree a suitable arrangement. [For this role, we also support a hybrid model which combines remote and office working.]
All applications should include an up to date CV.
The initial assessment will be carried out via a video interview.
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