If so then the Market and Liquidity Risk team would love to hear from you. The team supports the bank by ensuring that all bank activities adhere to internal and regulatory risk appetite requirements, providing oversight and challenge to other departments and strategic initiatives as required.
The OSB Group is a FTSE 250 specialist mortgage lender, primarily focused on carefully selected segments of the mortgage market.
Our specialist lending is supported by our Kent Reliance and Charter Savings Bank retail savings franchises. Alongside passion for our products and customers, we\\\'re passionate about our people and want to continue building a collaborative and engaging environment. Being dedicated to Diversity, Equity and Inclusion, we encourage differences and recognise that individuals from diverse backgrounds and experiences can bring valuable insights and enhance the way we work. This is supported by our Diversity, Community and Environment Employee Engagement Networks and our commitment to the Women in Finance Charter and Women in Leadership Programme.
In this role, you will have the opportunity to support the Heads of Market and Liquidity Risk on the management of all market and liquidity risk issues including market and liquidity risk analytics, development of management information, stress testing, and hedging strategy with a particular emphasis on ALM systems implementation and maintenance.
Developing management information for market and liquidity risk reporting to executive and Board, manage production of reports, and review outputs, oversee MI submission to ALCO as well as other management committees
Supporting major planning efforts, such as the Individual Liquidity Adequacy Assessment Process (ILAAP) and the Individual Capital Adequacy Assessment Process (ICAAP)
Performing analysis and propose Board risk appetite updates for market and liquidity risk.
Performing second line thematic/deep dives reviews with focus on liquidity and market risk regulatory returns and regulatory guidance application
Lead on Risk input on ALM / Treasury system migration and upgrades
Line management of 1 or 2 Risk Analysts
We offer a competitive salary dependent on experience and a competitive benefits package including:
~ Discretionary annual bonus opportunity of up to 15%
~28 days annual leave plus bank holidays
~ Contributory pension (8% employer 5% employee)
~ Life Assurance (4x salary) plus Group Income Protection
~ Access to Private Medical Insurance and Medical Cash Plan
~ Additional benefits such as Hybrid working, Cycle Purchase scheme, Technology Purchase scheme, Season Ticket Loan, Holiday purchase / sell schemes, Employee Perk Portals, Payroll giving and Save as you Earn scheme
Previous work experience in managing risks associated with business assets and liabilities (liquidity and/or IRRBB) is essential
Strong knowledge and understanding of the measurement and management of liquidity risk, a focus on retail savings particularly helpful
Qualifications in or working towards Professional ALM risk management qualification (ALMA) desirable
OSB Group are dedicated to diversity in the workplace and committed to treating all our employees and job applicants equally. As part of our public commitment to the Women in Finance Charter, we have introduced our own initiatives to attract, develop and advance senior women in our sector. We don\\\'t stop there though, we have broadened our approach to encourage diversity and inclusion at all levels and in all roles. Our leadership and Executive Committee are right behind us, to the extent that our Diversity Champions sit at Board level and on a monthly basis receive updates on our progress.
Whilst we are an organisation that values face-to-face interaction to build and nourish our culture, we also acknowledge that people are not must productive in an office and tied to the 9 to 5. The vast majority of roles throughout the Group fall within scope of our Hybrid Working approach, which aims to provide ongoing flexibility and support in terms of work:life balance. Our approach provides opportunity for individuals to informally agree with their Line Manager how they split their working week between their primary office location and home.