Job Description
It is essential that all candidates applying have a minimum 3 years proven UK work experience. Sponsorship will not be available for this position, therefore 3+ years on visa eligibility to work in UK is essential.\nOur client is looking for a Fluent Mandarin Credit Analyst – Corporate & FI to join their team on a permanent basis. The role is 5 days a week in the office.\nRole:\nTo support the Deputy Head of Risk to manage credit risks while assisting in the process of putting profitable business on the books.\nKey Responsibilities (but not limited to):\n * To provide high quality and independent credit risk assessments and recommendations for corporate, financial institution and sovereign counterparties, issuers and clients.\n * To provide comprehensive and accurate credit analysis of country risks where needed.\n * To provide technical support, advice and assistance to all Business Areas on credit related matters.\n * To provide advice in respect of the structuring of prospective transactions and guidance in respect of the completion of credit proposals to ensure all risks are identified in an efficient manner.\n * To maintain a keen interest and awareness of market trends in international business including key trends and events in the UK and international credit markets.\n * To assist with arranging of local Credit Committee meetings and approvals and the presentation of credit proposals.\n * To assist in establishing and maintaining credit risk management controls, systems and procedures that meet the requirements of the Client and external auditors.\n * To monitor adherence to approved credit limits and to ensure that the Deputy Head of Risk is informed of all material excesses on the same working day as identified.\n * To ensure that all credit risks are properly monitored and controlled and to ensure that the credit limits are all formally reviewed as per internal policies.\n * To minimise the time taken between problem recognition and cash recovery.\n * To liaise with relevant departments regarding credit risk issues and to assist reporting.\n * To assist with the review and development of credit risk policies and procedures.\n * Reporting and escalating material risk events, including conduct risk events and conflicts of interest, or losses.\n * Ensuring transactions arranged are in accordance with the Tax Risk Policy and are documented in accordance with the Legal Policy and any applicable departmental procedures.\nSkills, Experience and Qualifications:\n * Educated to degree and/or appropriate professional qualification level.\n * Strong experience in analysing credit risks of all types.\n * Exposure to Project finance or Trade finance preferred.\n * Excellent communication skills, both written and oral, in English and Mandarin.\n * A sound understanding of a broad range of wholesale lending products.\n * A basic understanding of market risks and operational risks would be an advantage.\nFor more information on this role please contact Judith Webb by sending your CV and quoting ref 16829JW