The Role
Credit Risk sits at the core of our lending proposition. Meeting the needs of our customer base whilst juggling risk management is arguably the most important function in our lending proposition.
As a Senior Underwriter you will play a crucial role in evaluating client proposals and determining whether the client meets our lending criteria and ultimately whether or not we choose to support a business.
With your experience of lending to UK SME's, you will provide expert analysis in producing time sensitive decisions to a highly thorough standard. You will have a key part in making sure that the business reaches its objectives, without compromise to risk management.
Responsibilities
• Research and collate information relevant to make credit decisions, keeping appropriate records of information received.
• Liaise with internal and external stakeholders to gather information required to make informed lending decisions.
• Thorough assessment of qualitative and quantitative information available both internally and externally demonstrating sound credit risk prowess.
• Structure transactions based on your knowledge of risk management.
• Ensure timely completion of credit risk assessment within our standard SLAs.
• Assist colleagues with any risk related queries.
• Participation in additional company projects, contributing your expertise in credit risk.
• Identify high risk accounts and liaise with internal/external sta...