Job Description
We are seeking an experienced and driven Financial Advisor with a strong focus on retirement planning and pensions to join our team. The ideal candidate will help clients navigate complex pension options, assess their retirement needs, and create tailored financial strategies to ensure a secure and comfortable retirement.
Essential Duties and Responsibilities:
1. Client Consultation: Meet with clients to understand their retirement goals and current financial status, including existing pension arrangements, savings, and investments.
2. Retirement Planning: Develop customized retirement strategies that account for clients’ desired lifestyle, income needs, and retirement age. Provide guidance on building and optimizing retirement savings through various pension schemes.
3. Pension Advisory: Advise clients on different pension products, including workplace pensions, private pensions and pension consolidation options.
4. Product Recommendations: Suggest appropriate financial products that align with clients' retirement objectives, such as annuities, drawdown plans, and tax-efficient savings solutions.
5. Compliance and Regulatory Guidance: Ensure all advice and actions comply with UK pension regulations and guidelines (FCA), including any relevant updates to pension legislation.
6. Portfolio Management: Regularly review and adjust client p...