Junior Underwriter Location: Bromley, London Work Arrangement: Hybrid Salary: £40,000 - £45,000 per annum bonus Start Date: Immediate Our client, a well-established and expanding insurance business that forms part of one of the world’s largest insurance groups, is seeking a talented Junior Underwriter to join their team. You will support the Senior Underwriter in evaluating and assessing risk for new and existing applications, in the mid-market portfolio of their Financial Failure Insurance product. This role is ideal for someone with strong analytical capabilities and a keen interest in developing a long-term career in underwriting. Role Responsibilities: Application Review : Review B2B application documents for completeness and accuracy. Risk Assessment : Assess financial information and utilise industry and internal expertise to evaluate risk and calculate policy terms and conditions. Process Applications : Handle day-to-day processing of applications, including quotations, endorsements, cancellations and underwriting documentation. Underwriting Support : Assist in underwriting decisions for Financial Failure Insurance in accordance with company guidelines. Data Analysis : Collate and interpret data from a range of sources, including credit reports and financial statements. Report Preparation : Prepare underwriting summaries and provide informed recommendations to senior underwriters. Client Communication : Liaise with brokers, agents, and clients to clarify application details and request necessary information. Record Maintenance : Maintain accurate records in underwriting systems and support the team in adhering to compliance and regulatory standards. Premium Calculations : Process premium calculations for small businesses and prepare rate and risk comparison reports. Professional Development : Continuously develop knowledge of industry trends, underwriting procedures, and company policies. Essential Skills / Experience: Degree in Finance, Economics, Business or a related field. Strong analytical skills, and a methodical approach to decision-making. Excellent verbal and written communication, with a customer-focused attitude. High attention to detail and organisational skills. Proficiency in Microsoft Office Suite and comfortable with underwriting software. Ability to work effectively as part of a team and independently. Desirable Skills / Experience: A basic understanding of underwriting principles. Familiarity with financial analysis or risk assessment. Progress towards relevant professional qualifications (e.g. CII). If you are passionate about this opportunity and meet the qualifications and skills outlined, we encourage you to promptly submit your CV for consideration. Please note that the duties mentioned above are not exhaustive, and the role's responsibilities may evolve in response to changing circumstances and requirements. Sure Commercial Limited (trading as Sure Exec Search) is a proud Equal Opportunities employer and does not discriminate against any candidate on the grounds of age, disability, sex, gender identity, sexual orientation, pregnancy and maternity, race, religion or belief, marriage and civil partnerships, or other applicable legally protected characteristics. Our Diversity, Equity, and Inclusion Policy is available on request.