Location: Stockton-on-Tees Reporting to: Underwriting Team Manager About the Role: Our client, a leading company in the insurance sector, is seeking a dedicated and detail-oriented Insurance Underwriter to join their team. This role involves managing underwriting functions and risk management on a daily basis. The primary goal is to mitigate risk, ensure accurate policy underwriting, and support staff development through auditing and referrals. Key Responsibilities: Review and authorise referred policies Evaluate and mitigate risk Operate under the rules of any Delegated Authority in place Conduct call audits and provide feedback Complete underwriting and risk-related audits Generate risk-related reports Assist the business in managing risk Maintain accurate and up-to-date customer records Collaborate efficiently with team members Build relationships with insurers and identify new product opportunities Identify efficiencies and improvements within systems and processes Conduct quality assurance and tracking Assist in business transfers in line with company strategy Support learning and development across all departments Ensure adherence to all protocols Proactively manage self-development and learning Adopt a proactive approach to challenges and provide assistance to all departments when required Demonstrate commercial thinking and decision-making, including understanding loss ratios and their impact on the business Competencies: Thorough understanding of risk and risk mitigation Excellent attention to detail and accuracy Effective time management and organisational skills Strong written and verbal communication skills, including active listening Influencing skills and the ability to present a considered argument Problem-solving skills Self-motivated Previous experience in Customer Service, Sales, or Claims teams Acturis Super User Knowledge Required: Understanding and application of ‘Treating Customers Fairly’ principles Basic understanding of the insurance market Thorough understanding of protocols In-depth knowledge of products and underwriting guidelines Familiarity with insurance terminology Comprehensive understanding of compliance, risk, and risk mitigation Commitment to continuous professional development Cert CII (or working towards)