As a Commercial Lead at NatWest, you will play a crucial role in monitoring and managing the performance of our client base across Unsecured Personal Lending and Savings portfolios.
Key Responsibilities
* Monitor product revenue performance and collaborate with internal stakeholder functions to optimize the cross-client portfolio strategy and returns.
* Conduct analysis as part of budgeting and trading cadence to understand and optimize the performance of our clients' Lending or Savings portfolios.
* Support clients' business plan reviews and updates, as well as contract renewal negotiations.
* Play an integral role in setting up the operating model, processes, and tools to manage clients' portfolios performance in-life.
* Inform our product roadmap, working closely with Product teams and feeding requirements to improve commercial performance and user journeys.
Requirements
* Experience in the banking industry or a regulated environment, with a proven track record of managing and growing Retail Lending portfolios. Experience in Savings portfolios is beneficial.
* Strong understanding of functional, commercial, and financial aspects of managing the P&L of Retail Lending or Savings portfolios.
* Strong understanding of product, commercial, and Go-to-Market levers and trade-offs in scaling financial services products.
* Strong financial acumen and presentation skills, including strong financial modelling experience.