Job Title: Mortgage Underwriter
Location: Watford
Salary: Competitive and based on experience
Hours: Monday to Friday 9 am to 5:30 pm
Benefits:
* Contributory Pension scheme
* Private Medical Healthcare
* Life Assurance
* Dental Plan
* Free eye tests
* Annual leave purchase scheme
* Social events
* Refreshments
* 20 days annual leave with bank and public holidays on top
* Perk box
* Superb development opportunities
About the role:
This job opportunity is ideal for an underwriter with prior experience in a brokerage or packaging setting, eager to refine their skills within a mortgage lending environment. Additionally, seasoned residential or 2nd charge underwriters from lending institutions seeking advancement opportunities will find this position appealing, particularly if they aspire to grow into leadership roles. You will be required to take ownership of allocated cases from inception through to completion. The salary is negotiable based on the level of experience.
Responsibilities:
* Enter and update borrower data on the lending platform.
* Ensure all aspects of the loans are recorded accurately on the CRM and meet underwriting guidelines.
* Assess the mortgage application to ensure all aspects of our underwriting criteria are met.
* Provide concise and accurate updates to brokers.
* Proactively chase brokers for outstanding requirements.
* Ensure all underwriting is in line with Company policy and within regulation.
* Ensure that all cases are Underwritten within the group's Risk appetite.
* Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
* Maintaining a pipeline of cases, overseeing cases from inception through to completion.
* Maintain broker relationships that are integral to the growth.
Experience required:
* Experience gained in residential or second-charge mortgage packaging or underwriting
* Able to work in a fast-paced environment
* Be results-driven
* Have good problem-solving skills
For more information regarding the role of Mortgage Underwriter please contact us.
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