Kennedy Pearce are partnering with a London based Private Bank, who offer Hybrid working, in recruiting a first and second charge Mortgage Underwriter
JOB FUNCTION
To package, underwrite and approve new mortgage applications for a variety of first and second charge lending products.
KEY RESPONSIBILITIES
Underwrite both residential and buy to let mortgage applications
Make lending decisions in line with Credit Risk Policy and individual mandate level
See beyond the individual components of an application, and consider the broader customer outcome and need
Manage new applications, incoming post and pre-submission referrals within set service standards
Proactively manage an assigned pipeline of applications from receipt to completion
Liaise with a pre-approved panel of Introducers to provide quick, accurate and reliable underwriting decisions
Adhere to internal underwriting policy and regulatory requirements - FCA, PRA, Money Laundering, Prevention of Financial Crime, Data Protection etc
Essential Experience Required
Previous Mortgage underwriting, credit or lending exposure
Working within a regulated environment
Managing and prioritising own workload
Liaising with Introducers and/or external customers
Currently holds a lending mandate - Desirable
CeMAP qualified - Desirable
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