Senior Commercial Underwriter
Hybrid – Gloucester
£48,000 - £53,000 per annum
Hello from Bspoke Insurance Group!
We know you’ll likely search for us before applying, so we’ll keep this short.
The Bspoke Group provides insurance solutions tailored for an evolving world. We’re proud to have earned Silver in the MGA of the Year category at the 2024 Insurance Times Awards.
Bspoke Lifestyle is specialist provider of insurance products to the leisure sector.
Our vision is to offer niche products through multiple distribution channels, whilst maintaining our specialist trademark. This includes Compass Insurance, renowned as expert providers of insurance to the holiday caravan and residential home parks industries.
We’re rapidly growing, and that’s where you come in.
Why join Bspoke?
Joining Bspoke means more than just having a job. We don’t follow the usual corporate path – instead, we embrace a dynamic and non-traditional approach. We’re a driven, passionate team that’s genuinely excited about what we do, and we’re proud of it. Delivering exceptional experiences for both our colleagues and customers starts with ensuring a fantastic experience for our team.
Our values serve as a compass reflect our Group’s core principles and ethics, to enable us to deliver the beset outcomes for our colleagues. Here’s a snapshot of our values, so you can see what we’re all about: Relentlessly collaborate, defeated by nothing, proud to be ambitious, agile at our core and we are our people.
Role overview
As a Senior Commercial Underwriter, you’ll lead a relentlessly collaborative team. In our fast-moving and dynamic environment. You will be confident in dealing with brokers and clients on a direct basis. You will be the technical reference point for the team, holding the highest authority level.
It is essential that you have strong Commercial Underwriting experience, with a key focus on Commercial Combined, Liability, and Property, and have worked closely with Commercial Insurance Brokers and Insurance Companies.
You will have experience in underwriting with DA or licences, able to initiate and develop relationships with brokers, deliver against targets, and achieve results using your initiative.
You’ll enjoy leading a team, coaching and developing your colleagues.
At Bspoke, agility is in our DNA—we’re always evolving, innovating, and pushing boundaries. We’ll empower you to grow, challenge yourself, and develop your expertise in an environment built on trust, respect, and curiosity. If you’re ready to embrace new challenges and make a difference, we’d love to have you on our team.
Key Accountabilities
* You’ll strive to always providing excellent service to our customers.
* Build and develop successful Broker relationships and key clients.
* Always working towards achieving agreed financial and operational performance targets.
* Collaborate strongly with other departments to achieve the Company's goals in respect of service delivery.
* Analyse detailed financial information, credit reports, and other relevant data.
* Make informed underwriting decisions on complex cases, balancing risk, and reward.
* Develop and implement underwriting guidelines tailored to bespoke lifestyle products.
* Ensure that all policies comply with regulatory requirements.
* Stay informed on market trends and emerging risks related to Bspoke Lifestyle.
* Identify opportunities for new products and services.
* Lead your team by example mentoring and supporting junior underwriters.
* Lead underwriting projects and initiatives.
Skills And Experience
* Solid foundation in commercial underwriting.
* Ability to challenge your brokers to trade.
* Proficient in risk analysis and financial assessment tools.
* Strong understanding of insurance regulations and compliance.
* Excellent analytical and decision-making skills.
* Strong communication and organisational skills.
* Ability to stay updated on industry trends and regulatory changes.
* Excellent verbal influencing and trading skills
* Ideally you will have people management experience
* Cert CII or Dip CII is desirable.
What’s in it for you?
Salary – £42k to £53k
Benefits – 27 days holiday, plus bank holidays, life assurance of four times your salary, private medical care and 10% pension contributions, plus lots more.
Location – The role base is hybrid. There is a need for face-to-face collaboration 2 -3 days a week at the office in Gloucester.
Sounds like you?
We at Bspoke are ready so if this role sounds like you apply today. If we’re lucky to be inundated with quality applications we may close the application early, so what are you waiting for?