Join us as a Lending Value Analyst where you will work closely with stakeholders including Credit Risk to propose and review lending value methodologies for financial securities, which are used as collateral for Lombard lending. With your deep understanding of credit risk you will create solutions based on analytical thought, lead proposals through review and approval processes, and support operating model and technology change to ensure successful implementation. You will engage with Bankers, Credit Specialists, Credit Risk, Technology and functional partners. As part of the Product team you will also help drive improvements to the product and lead on strategic change initiatives to contribute to the broader PBWM strategy. You will also work closely with Credit Specialists to create tailored credit solutions for our clients. In this role, you will shape how we manage market risk and lend to our clients, ensuring a competitive offering whilst managing the risk of the lending product.
To be successful as a Lending Value Analyst, you should have:
* Experience defining lending value methodologies across asset classes.
* Ability to understand the market risk of financial securities including equities, bonds, funds and Structured Products etc.
* Skills in credit risk and financial analysis with the ability to identify opportunities, formulate proposals and implement change.
* Ability to undertake stress testing analysis to provide first line insight on the risk profile of the product.
* Experience in private bank lending, with a focus on Lombard lending.
* Experience leading and executing change.
* Excellent leadership skills, with the ability to take ownership of business proposals made to the second line, negotiate effectively, and balance bank risks while meeting client needs.
* Ability to build strong relationships, manage large stakeholder groups and present ideas to senior management to achieve shared business objectives.
Other highly valued skills include:
* Strong interpersonal and communication abilities, enabling you to build trust with stakeholders across Barclays.
* Creative problem-solving abilities to deliver credit solutions that align with bank strategy and risk appetite.
* Attention to detail and a focus on accuracy.
You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills.
This role is based in London.
Purpose of the role
To develop and manage the success of specific financial products and services, providing in-depth expertise on a particular product line, bridging the gap between product development, marketing, sales, and customer service.
Accountabilities
* Provision of SME expertise on specific products and services to customers and colleagues, including features, functionalities, benefits, limitations, risks and compliance.
* Identification of market trends, new features, regulatory requirements and potential risks, and analysis of data obtained from sales figures and customer feedback, to support the product strategy and development process, and communicate key findings to relevant stakeholders to improve and implement product offerings.
* Response to colleague and stakeholder inquiries, resolution of issues, and provision of guidance on product usage.
* Presentation of the advantages and features of the product to potential customers and stakeholders, building trust and encouraging adoption.
* Assistance with the development and execution of marketing materials for the product, such as brochures, presentations, and online content.
* Participation in and delivery of training sessions and workshops to share product knowledge and expertise with colleagues and other stakeholders.
* Participation in events, conferences, and other networking opportunities to showcase the product and generate interest.
Vice President Expectations
* To contribute or set strategy, drive requirements and make recommendations for change. Plan resources, budgets, and policies; manage and maintain policies/processes; deliver continuous improvements and escalate breaches of policies/procedures.
* If managing a team, they define jobs and responsibilities, planning for the department’s future needs and operations, counselling employees on performance and contributing to employee pay decisions/changes. They may also lead a number of specialists to influence the operations of a department, in alignment with strategic as well as tactical priorities, while balancing short and long term goals and ensuring that budgets and schedules meet corporate requirements.
* If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others.
* OR for an individual contributor, they will be a subject matter expert within own discipline and will guide technical direction. They will lead collaborative, multi-year assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will train, guide and coach less experienced specialists and provide information affecting long term profits, organisational risks and strategic decisions.
* Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment.
* Manage and mitigate risks through assessment, in support of the control and governance agenda.
* Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work your team does.
* Demonstrate comprehensive understanding of the organisation functions to contribute to achieving the goals of the business.
* Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategies.
* Create solutions based on sophisticated analytical thought comparing and selecting complex alternatives. In-depth analysis with interpretative thinking will be required to define problems and develop innovative solutions.
* Seek out, build and maintain trusting relationships and partnerships with internal and external stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes.
All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.
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