Description Are you looking to grow your career in credit risk management? Then this role is for you. As a Credit Risk Associate within the Credit Risk Team, you will play a pivotal role in maintaining the strength and resilience of JPMorgan Chase. Your responsibilities will include facilitating responsible business growth by identifying potential new and emerging risks, as well as providing high-quality credit analysis of TCIO’s (Treasury/Chief Investment Office) fixed income portfolio, which encompasses a diverse range of securitised and non-securitised asset classes. Job responsibilities Performs in-depth credit analysis for various TCIO investments across the fixed income spectrum. Engage with senior members of TCIO Credit Risk and the Portfolio Management teams to complete risk analysis, present conclusions and facilitate timely investment approvals Participates in portfolio credit impairment projections as part of various Firmwide exercises including the industry-wide annual CCAR (Comprehensive Capital Analysis and Review) process and quarterly CECL (Current Expected Credit Losses) reserving process Works alongside senior team members on product specific analysis required to support risk discussions, including preparation and delivery of analytical presentations for various senior Risk forums Participates in the development and maintenance of various credit loss models related to CCAR stress testing as well as CECL reserve projections. Liaise with independent Model Review teams to prepare model documentation, pass credible challenge and obtain usage approvals Partners with the Front Office, Finance, Valuation Control Group, Model Review Group, Policy, Finance, Technology and Middle Office for other ongoing projects, thus contributing to continued build-out of the TCIO Credit Risk franchise Required qualifications, capabilities, and skills Relevant work experience in credit risk management or in a credit rating agency Undergraduate or Master’s degree in a relevant discipline Strong analytical background with sound understanding of financial statements, including ratio analysis, cash flow analysis, and fundamental knowledge of key accounting standards Excellent oral and written communication skills, with an ability to deliver effective presentations to senior management Demonstrated ability to partner effectively across different businesses and functional areas Ability to work under pressure Strong critical thinking skills, with thorough attention to detail Resourcefulness, and ability to multitask effectively Preferred qualifications, capabilities, and skills Candidates with proficiency with Python or other analytical tools such as Alteryx & Tableau Knowledge of regulatory requirements for fixed income portfolio, including CCAR stress testing and CECL loss reserving