About Alba:
We’re a team with the drive to do great things for SMEs - the backbone of the British economy. We’re building something to help SMEs grow and flourish! At the cutting edge of new banking innovations utilising cloud-based software as a service technology to support great people in facilitating excellent customer outcomes.
What we are looking for:
Are you a talented, passionate and driven Lending Manager who is looking for something new, something different? Are you looking to build on your knowledge and experience and join a great team? Are you excited by the prospect of joining a new entrant challenger bank, not restrained by legacy issues or antiquated systems and ways of working? Are you someone who can drive the now and future of Change in banking? Alba may be the place for you!
What you will do:
1. You will support Alba’s credit underwriting team to provide excellent customer service and promote a customer service excellence ethos throughout the Bank.
2. You will support the Head of Credit in developing, implementing and monitoring the credit risk strategy, and credit risk appetite to build a sustainable portfolio successfully through in-depth knowledge of the economic environment, industry sectors, regulatory and legislative issues and environmental, social and governance (ESG).
3. You will critically interpret and analyse the portfolio performance to guide risk management decisions, strategic direction, and lending practices.
4. You will systematically monitor external economic data and industry trends, to provide insight, awareness and thought leadership across external macroeconomic factors and industry sectors which may impact the lending portfolio and the Bank’s credit risk appetite across the economic cycle.
5. You will develop and maintain credit policies, staying up to date with regulatory and legislative requirements and industry best practices, ensuring policies are comprehensive and effective in managing credit risk.
6. You will fulfil the role of secretariat to the Credit Risk Committee and Transactional Credit Committee, facilitating and coordinating all activities, ensuring that they operate efficiently and in accordance with established governance procedures and Terms of Reference.
Seniority level
Entry level
Employment type
Full-time
Job function
Finance and Sales
Industries
Banking
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