Mortgage Underwriter - Specialist Lending | Competitive Salary Excellent Benefits | Hybrid Working Your Next Career Move Starts Here If you're an experienced Mortgage Underwriter with a strong mandate and a passion for specialist lending, this is your chance to join a forward-thinking lender known for innovation and flexibility. You’ll be part of a dynamic team that values expertise, efficiency, and outstanding service—working on a diverse range of mortgage applications that require your sharp decision-making skills and underwriting expertise. About the Company This is not your typical lender. This specialist financial services provider has built a reputation for offering tailored mortgage solutions that go beyond the high street. With a strong presence in the specialist lending market, they provide competitive and innovative products for Buy-to-Let, Bridging, and Residential customers. Their focus? Delivering exceptional service to brokers and customers alike—offering flexible underwriting to meet complex borrowing needs. If you’re looking for a role where your underwriting expertise is valued, your development is encouraged, and your career can truly flourish, keep reading… About the Role As a Mortgage Underwriter, you’ll be responsible for assessing new mortgage applications, ensuring they meet lending policy, and managing cases efficiently through to completion. With a strong mandate in place, you’ll be making key lending decisions, liaising with brokers, and working closely with internal teams to deliver a seamless customer journey. Key Responsibilities: Underwrite mortgage applications within your mandate, ensuring adherence to lending policy and service levels. Manage a pipeline of cases, ensuring key stages are met promptly while keeping brokers informed. Work collaboratively with Processing and Completions teams to ensure a smooth application journey. Support and mentor team members, sharing your underwriting expertise. Maintain high-quality service standards, building strong relationships with the Sales team and broker panel. Identify areas for process improvement and contribute to ongoing business enhancements. Ensure compliance with all regulatory requirements and company policies. What’s in it for You? Competitive Salary - Earn what you deserve, with a package designed to reward your expertise. Hybrid Working - Enjoy a balance of office and remote work for better flexibility. Career Progression - A company that invests in its people, offering ongoing training and professional development. Dynamic, Supportive Culture - Work with industry experts who value collaboration, innovation, and excellence. Exciting Portfolio - Underwrite complex cases that keep your skills sharp and career progressing. What We’re Looking For: Strong mortgage underwriting experience, with a proven mandate. Expertise in assessing Buy-to-Let, Specialist Residential, and Bridging finance applications. Strong commercial judgment and decision-making skills. Experience of assessing ICR calculations and Automated Valuation Modelling tools. Excellent communication skills—both written and verbal. Proficiency in Microsoft Office (Word, Excel, Outlook). CeMAP qualification (desirable but not essential). Why Apply? This is more than just another underwriting role—it’s a chance to take your career to the next level with a growing, specialist lender that values your expertise. If you’re ready to join a company where you can make an impact, be recognised for your talent, and develop in a supportive and innovative environment, apply today