Job Overview
We are seeking an experienced Mortgage Underwriter to join our team at Just Group. As a key member of our Retail Underwriting team, you will be responsible for making lending decisions based on holistic underwriting of properties and other risks associated with Lifetime Mortgages.
This is an exciting opportunity to work with a leading financial services company, where you will have the chance to develop your skills and experience in a dynamic and supportive environment.
Key Responsibilities:
* Review valuation reports, flood risks, credit risks, and other associated underwriting risks to make informed lending decisions.
* Maintain relationships with operational teams, Financial Intermediaries, Valuers, and legal representatives to raise and respond to queries.
Requirements:
* GCSE qualifications, or equivalent, including Maths and English (A-C Grades) as a minimum.
* Proven mortgage underwriting experience or similar role.
* Ability to make sound discretionary lending decisions within an agreed risk appetite and Lending Policy.
* Ability to communicate effectively with third parties.
Estimated Salary: £35,000 - £45,000 per annum.
Benefits:
* Competitive salary and pension scheme.
* 25 days annual leave plus an additional day off on your birthday.
* Private medical cover and income protection.
* Opportunity to progress within your career.
* Access to employee-funded benefits via our online portal.