End Date Saturday 04 January 2025 Salary Range £73,521 - £81,690 [We support flexible working – click here for more information on flexible working options](https:www.lloydsbankinggroup.comcareersculture-and- inclusionagile-working.html) Flexible Working Options Job Share Job Description Summary Sitting within our Risk function, Risk Science is a centre of excellence for analytics, modelling, and customer insights. You’ll be part of a specialist modelling team focused on building and delivering industry leading Capital, Impairment, and pricing models within the Commercial book of the Group. We work with data that underpins vital business decisions, and together we make it possible to add customer value, control risk, and help to build a safe, strong bank for our customers. Could you help us become more insightful about data to reshape our business and deliver success? Job Description JOB TITLE: Credit Risk Modelling Manager SALARY: £73,521 - £81,690 LOCATION: Edinburgh, Leeds, Cardiff or Bristol HOURS: Full time WORKING PATTERN: Hybrid, 40% (or two days) in an office site About this opportunity Sitting within our Risk function, Decision Science is a centre of excellence for analytics, modelling, and customer insights. You’ll be part of a specialist modelling team focused on building and delivering industry leading Capital, Impairment, and pricing models within the Commercial book of the Group. We work with data that underpins vital business decisions, and together we make it possible to add customer value, control risk, and help to build a safe, strong bank for our customers. Could you help us become more insightful about data to reshape our business and deliver success? Take ownership for delivery of modelling and analytic projects, ensuring these are completed in line with business requirements. Lead the design of modelling solutions (calibrations, analytics & development) to high technical standards and following internal policies and external regulation. Provide technical leadership, mentoring and management to less experienced team members. Be hands-on with data, developing and validating models and running impact assessments to understand customer behaviour and credit performance and to tell a story to the business in order to influence decision making. Due to the nature of our work, which spans capital, pricing & IFRS9 models you will build close relationships with many other Risk teams, Impairment Finance and our business colleagues too Participate actively in the Decision Science management team, supporting senior managers in delivering of wider team initiatives and proactively contributing to development of positive team culture. About us Like the modern Britain we serve, we’re evolving. Investing billions in our people, data and tech to transform the way we meet the ever-changing needs of our 26 million customers. We’re growing with purpose. Join us on our journey and you will too… What you’ll need You’ll have had experience in either capitalCRDIV modelling, pricing or impairment modelling, or a similar role To succeed in this role you will need to have strong knowledge of SAS You’ll have a track record of end to end project management You’ll have an understanding of the current regulatory capital environment Experience with stakeholder management, especially as it relates to driving change in an organization Strong communication skills, both in writing and informally are a must Strong analytical skills are also required And any experience of these would be really useful An understanding of Python, SQL, or Pyspark would be useful. Commercial banking modelling experience would be beneficial, but is not required People management experience would also be useful About working for us Our focus is to ensure were inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it’s why we especially welcome applications from under-represented groups. We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know. We also offer a wide-ranging benefits package, which includes: • A generous pension contribution of up to 15% • An annual bonus award, subject to Group performance • Share schemes including free shares • Benefits you can adapt to your lifestyle, such as discounted shopping • 30 days’ holiday, with bank holidays on top • A range of wellbeing initiatives and generous parental leave policies Want to do amazing work, that’s interesting and makes a difference to millions of people? Join our journey. At Lloyds Banking Group, were driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us youll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means youll have many opportunities to learn, grow and develop. We keep your data safe. So, well only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. Well always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. Were focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.