Security Bank & Trust Co. is passionate about helping our clients succeed and making a difference in our communities. And that starts with our employees.
Business/Commercial Banker - Cambridge, MN
Job Location: Cambridge
Position type: Full-time
The Loan Officer will provide financial services to the surrounding Cambridge community. This includes the administration of a loan portfolio, servicing it as needed, and the development of new business through calling on existing and potential customers. We take pride in our bank and its communities, and in doing so, the position also includes representing the Bank in community activities. This position offers a great benefits package with the potential for advancement in a growing and successful community-minded bank.
Responsibilities:
* Greet all customers pleasantly and make them feel welcome and comfortable.
* Promote the improvement of Security Bank & Trust Co. through quality customer service, knowledge and promotion of products, professionalism in conduct, and diligent work ethic.
* Conduct loan analysis on new and existing credit lines.
* Supervise and service assigned loans.
* Maintain loan files ensuring compliance with file documentation (current financials, site inspections, etc.).
* Prepare and present loan requests for new and existing customers.
* Adhere to lending policies and procedures, helping assess transactions with respect to Loan Policy, and working with senior staff to identify exceptions and the underlying mitigating factors that create acceptable loan risk.
* Be willing to work on community projects.
* Identify sources of repayment and assess the reasonableness of repayment sources; review incoming financial data to keep abreast of changes in the borrower’s financial condition.
* Proven work ethic is a must.
Other duties or tasks may be assigned as required. Management may modify, change, or add to the duties of this description at any time without notice. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and Experience:
Prior banking experience and a college degree are preferred. A high school diploma is required.
Qualifications:
* Superior customer service abilities.
* Strong written and verbal communication skills as well as excellent organizational/time management skills.
* Strong problem-solving skills with attention to detail.
* Ability to work with minimum supervision while performing duties.
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