Northreach is a dynamic recruitment agency that connects businesses with top talent in the cell & gene therapy, fintech, and digital sectors. Our mission is to provide a seamless and personalised recruitment experience for clients and candidates, and to create a positive work environment that encourages equality, innovation, and professional growth. We have partnered with a well established UK lender who operate in the retail space.
The Senior Credit Risk Manager will be responsible for leading a team of 10 in the Credit Risk strategy team.
Responsibilities:
* Day to day management of the team and deputising for the Head of Credit Risk Strategy
* Optimising lending decisions using a data riven approach
* Establish a robust credit risk framework
* Building relationships with key stakeholders across the business
* Support overall business growth
Requirements:
* Expert knowledge in retail credit risk
* Expert knowledge in consumer lending particularly credit cards.
* Expert knowledge of new business strategies for credit
* Understanding of credit decisioning and scorecards
* Familiar with regulatory landscape in the UK
* Ability to present clear and concise data backed results
* Ability to set and deliver clear vision for the team
* Recruiting and developing staff
* Driving continuous improvement across the function
* Experience leading an analytical team in dispersed locations
* Highly numerate
* Excellent communicator at all levels
* Strong focus on customer outcomes
This role can be based in London, West Yorkshire or Hampshire and you will be required on site 1-2 days pw.
You must have full right to work in the UK.
Northreach is an equal opportunity employer and we do not discriminate against any employee or applicant for employment based on race, colour, religion, sex, national origin, disability, or age. We are committed to promoting diversity, equity, and inclusion in the workplace and hiring practices, therefore only partner with business that promote DEI. We strive to create a welcoming and inclusive environment for all employees.