* Opportunity to develop and enhance credit risk modelling & analytics strategy
* Opportunity to join a rapidly expanding financial services company
About Our Client
Rapidly expanding financial services company
Job Description
This rapidly expanding financial services company is seeking a Senior Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director, you will develop credit risk analytics and scorecard modelling solutions to enhance Credit Scoring and Lending decisioning to optimise and grow their loan portfolio.
Key Responsibilities:
* Developing and implementing advanced statistical and scorecard models to predict credit risk, optimise credit scoring, and enhance decision-making/underwriting processes.
* Develop and maintain predictive models to assess credit risk and forecast customer behaviour.
* Analyse large datasets to identify trends, patterns, and insights that inform business decisions.
* Perform data cleaning to ensure high-quality data for analysis.
* Conduct A/B testing and other experiments to evaluate the impact of credit strategies and policies.
* Develop credit risk models, such as probability of default (PD) using various modelling techniques.
* Work independently and present findings and recommendations to stakeholders in a clear and concise manner.
Key Skills / Experience:
* Experience in the Financial Services Industry (Essential)
* Experience working with large data sets (Essential)
* Proficiency in Python, R, SQL, or other programming languages (Essential)
* Proficiency in Excel (Essential)
* Strong presentation skills, including the ability to translate complex data into understandable insights (Essential)
* A great attention to detail and be process-oriented to review, suggest, and implement improvements where appropriate (Essential)
* Able to work in a fast-paced, changing environment (Essential)
* Degree in relevant subject (Data Science, Statistics, Computer Science, Economics, or similar degree) (Preferable)
* Experience using Salesforce and data visualisation tools (Preferable)
The Successful Applicant:
* Experience in the Financial Services Industry (Essential)
* Experience working with large data sets (Essential)
* Proficiency in Python, R, SQL, or other programming languages (Essential)
* Proficiency in Excel (Essential)
* Strong presentation skills, including the ability to translate complex data into understandable insights (Essential)
* A great attention to detail and be process-oriented to review, suggest, and implement improvements where appropriate (Essential)
* Able to work in a fast-paced, changing environment (Essential)
* Degree in relevant subject (Data Science, Statistics, Computer Science, Economics, or similar degree) (Preferable)
* Experience using Salesforce and data visualisation tools (Preferable)
What's on Offer:
Opportunity to develop and enhance credit risk modelling and analytics strategy.
Opportunity to join a rapidly expanding financial services company.
#J-18808-Ljbffr