Who we are: Zilch is a payment tech company on a mission to create the most empowering way to pay for anything, anywhere. Combining the best of debit, credit and savings, we give our customers the option to earn instant cashback or spread the cost of pricier purchases, completely interest free and with no late fees. Pretty great, right? We started in 2018 with a small team and a big dream - to make credit accessible to all. Since then, we've achieved double unicorn status and taken on more than 4 million customers. There are some exciting projects coming up and we’ve got big growth plans. Want to join us? The role. We’re looking for a generalist commercial lawyer to advise on a variety of legal matters (including commercial and strategic matters). Our Legal Team sits at the heart of Zilch and works hand-in-hand with the founders, C-suite and business owners to achieve their goals. We partner with departments to understand the requirements for each deal and drive the deal through to completion, advising on all legal aspects thereof. Day to day responsibilities. Provide legal advice to various stakeholders and product owners within the business across all aspects of a variety of legal matters (in line with the FCA). Act as a key legal advisor to the Co-Founders, Board, C-Suite and CFO across a variety of legal matters. Work alongside the General Counsel to advise on complex and transformational transactions for the business (including capital raises and IPO readiness). Lead various commercial matters from the beginning (digging deeper to understand the technical requirements and business rationale underpinning the deal) through to completion. Resolve issues that arise in existing commercial deals. Engage directly with the investors of the business across the various corporate workstreams where required. Develop processes to scale the Legal Team in line with the growth of the business (e.g. developing standard form agreements, efficient contract negotiation and vendor management processes). Supervise and assist junior team members We're looking for Ideally a minimum of 4-year PQE. A current practising certi fi cate (quali fi ed in England and Wales is preferred). Experience as a private practice lawyer (top fi rm experience is a bonus). In-house legal experience within a fi ntech or similar. Experience in developing and implementing in-house legal processes. Ability to excel in advising on transformational matters. Undertake the execution of transactions and oversee junior lawyers assisting with this. Strong drafting, negotiation and problem-solving skills. Solutions-focused. Excellent attention to detail. Exceptional stakeholder and project management skills. Strong communication skills and the ability to build relationships with stakeholders. Ability to work both collaboratively and independently to drive matters forward. Proactive attitude and ability to adapt to a fast-paced and evolving environment. Bonus Skills. Experience in advising on share incentive schemes and company secretarial matters Benefits: Compensation & Savings Pension scheme - 5% employee contribution and 3% employer contribution Death in Service scheme - 3x your annual basic salary to nominated beneficiaries Income Protection - up to 75% of annual basic salary to cover long term injury or illness Health & Wellbeing Private Medical Insurance including; GP consultations (video, telephone or face-to-face) Prescribed medication In-patient, day-patient and out-patient care Mental health support Optical, dental & audiological cover Physiotherapy Advanced cancer cover Menopause support Employee Assistance Programme including Unlimited mental health sessions 24/7 remote GP & physiotherapy 24/7 helpline for emotional & practical support Savings & discounts on everyday shopping 1:1 personalised wellbeing consultations Gym membership discounts Family Friendly Policies Enhanced maternity pay Enhanced paternity pay Enhanced adoption pay Zilch App Rewards 5% cashback in Zilch rewards on purchases through the app £200 Zilch rewards bonus for WFH set up Learning & Development Professional Qualifications Professional Memberships Learning Suite for e-courses Internal Training Programmes FCA & Regulatory training Workplace Perks Hybrid Working 3 days in office Casual dress code Work related social events Free fruit, snacks, and refreshments in the office