Job Description Job title: Associate Relationship Manager/Relationship Manager Location: Cardiff Salary: £35,000 - £55,000 Vargo is working alongside a well-known financial services business to recruit a Relationship Manager for the investment team. The Relationship Manager will be responsible for sourcing new commercial lending opportunities and managing the transaction through to completion. The role will be sales-focused but will be heavily supported by internal teams and by a strong network of warm introducers, events and the general strong positioning of this prestigious client in the local market. Responsibilities: • Achieve investment and yield targets, including specific fund targets set annually. • Negotiate terms and conditions for legal documentation related to investments. • Source and appraise investment proposals, focusing on unsecured investments and assessing underlying cash flow assumptions. • Conduct thorough due diligence, evaluating management, financial, and commercial aspects of investment opportunities and associated risks. • Prepare investment reports for credit sanction and ensure completion of legal documentation. • Adhere to delegated authority limits and Investment Operational Guidelines. Requirement: 2-3 years experience as a practice accountant Previous experience of credit report preparation Understanding of risk assessment and investment processes and procedures Extensive experience in investing or lending to SMEs Experience in analysing financial information IT literate to include the use of Word, Excel, PowerPoint, CRM systems Driving License LI-PB1