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About Us
YouLend is the preferred global embedded financing platform for many of the world's leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US.
We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future.
The Role:
We are seeking a top-performing, smart and motivated individual to join our legal team in London. You will work with the legal team and the wider company to deliver growth against ambitious targets (>doubling each year) and support YouLend's business in the UK, US and Europe.
If you have 7+ years of PQE with foundational skills built in private practice at a top law firm in the UK or EU, along with experience working in-house at a fintech or in the payments / financial services industry, this could be a great opportunity for you. Given the senior nature of the role, it is pivotal that you possess the requisite experience and initiative to hit the ground running right away and step into a management role.
The role is varied and will require you to apply your capabilities across product, tech, capital, commercial, regulatory, project management and stakeholder management. This position offers the opportunity to play a leadership role within the legal team and potentially assume a "Head of" role in the future (contingent on strong performance).
Requirements
You will be:
* Working closely with legal, commercial, product and other business teams to launch new products and features, find innovative and business friendly solutions, and lead on geographic expansions.
* Working closely with the commercial team and leading negotiations of major partnerships for YouLend, including participating in the RFP process and negotiating term sheets.
* Drafting bespoke partnership agreements, including some with capital-infused elements. Some of YouLend's partners include Amazon, Dojo, eBay, Mollie, Paysafe, and Shopify.
* Overseeing and leading projects originated both inside and outside of the legal team, with a particular focus on the UK and our EU markets.
* Helping supervise, develop and manage junior members of the legal team.
* Creating and leading training sessions on important legal developments and/or projects for the business.
* Drafting, reviewing and negotiating a wide variety of agreements and other legal documents.
* Providing strategic legal advice to all arms of the business, including the C-suite, commercial team, product team, etc.
* Managing external counsel across jurisdictions to ensure YouLend's regulatory compliance.
You have:
* 7+ years of professional experience as a transactional lawyer in the UK or EU, preferably consisting of (a) 3-4+ years of experience at a top-tier law firm, and (b) 2-4+ years in-house at a fintech start up or scale-up and/or payments company.
* Ability to oversee and take ownership of projects independently with minimal supervision or ramp-up period.
* Ability to delegate effectively and manage junior members of the team.
* Willingness to serve as a resource for junior members of the team - e.g. holding weekly one-to-one sessions, answering impromptu questions and requests for guidance, etc.
* Desire to work across multiple jurisdictions.
* Exposure to a broad range of commercial and technology law issues and experience across a range of commercial contracts.
* Desire for a broad variety of work rather than focus in a specific area of law.
* Excellent stakeholder management skills / experience, driven by a business-oriented approach to legal practice.
The following would be useful:
* Commercial, transactional, regulatory and product work experience in B2B lending and/or payments.
* Experience working on debt financing / securitisations / other capital markets transactions.
* Fluency in languages other than English (e.g. French, German, Spanish, etc.)
* Experience working with international and multicultural teams.
Benefits
Why join YouLend?
* Award-Winning Team: Our Legal team recently won "In-House Banking & Financial Services Team of the Year" at The Lawyer Awards, showcasing our commitment to excellence and industry leadership.
* Award-Winning Workplace: YouLend has been recognised as one of the "Best Places to Work 2024" by the Sunday Times for being a supportive, diverse, and rewarding workplace.
* Award-Winning Fintech: YouLend has been recognised as a "Top 250 Fintech Worldwide" company by CNBC.
We offer a comprehensive benefits package that includes:
* Stock Options
* Private Medical insurance via Vitality
* EAP with Health Assured
* Enhanced Maternity and Paternity Leave
* Modern and sophisticated office space in Central London
* Free Gym in office building in Holborn
* Subsidised Lunch via Feedr
* Deliveroo Allowance if working late in office
* Monthly in office Masseuse
* Team and Company Socials
* Football Power League / Squash Club
At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.
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