We’re Atom… The bank that's leading the fintech charge We’re not like the rest. We’re true innovators, and we’re redefining what a bank should be. Ours is a bank for today and the future, a mobile-first bank. Forget the stuffy branches, with Atom you can bank whenever, wherever, faster, and simpler. Could you be the next innovator to join us? What will your typical day look like? Different that’s for sure… Join our Insight and Intelligence team and play a key role in shaping Atom's future As a Data Scientist, you'll leverage big data technologies and advanced analytics to extract valuable insights from our data assets. You'll build predictive models, develop segmentation strategies, and conduct exploratory analysis to drive strategic decision-making across the bank. What You'll Do: Develop and implement a variety of predictive models, including those used for pricing, marketing, product optimization, credit risk, and fraud detection. Design and implement segmentation strategies to better understand customer behaviour and tailor our offerings. Conduct exploratory data analysis to uncover hidden patterns and trends. Develop and deliver end-user solutions that allow business stakeholders to leverage your models and insights for "what-if" analyses. Monitor and maintain model performance to ensure ongoing accuracy and effectiveness. Collaborate with colleagues to provide peer review and challenge analytical findings and models. Contribute to key strategic projects by delivering impactful data-driven insights. Support regular reporting requirements with robust and insightful analysis. Conduct ad-hoc analysis to address emerging business questions and provide timely insights. What do we need from you? A Degree in a numerate discipline (e.g. Maths/Statistics/Economics or similar) with a high degree of statistics or comparable qualification. Considerable experience of data analysis tools, such as R, Tidyverse, dplyr, Python, SQL, SAS or similar. Sound understanding of one or more of the following modelling techniques - collaborative filtering, support vector machines, neural networks, linear and logistic regression, decision trees, random forests. Good working knowledge of MS Excel Good communication skills - able to present analysis at all levels of the business and to non-specialists. A self-starter with excellent time management skills What you’ll get from us? Salary £33k-£40k Flexible hybrid & remote working 4-day work week Annual Share Option scheme - performance-related Incredibly generous company pension scheme (maximum of 13% of Atom input - candidate can put in more) 'All About Me’ fund: £200 per year to spend on personal development. 22.5 days annual leave plus public holidays Private Medical Insurance for you and your full family, Health Cash Plan & Life Insurance Electric Vehicle scheme