Join HY10 – Pioneering Next-Gen Payments & The Future of Luxury Lifestyle We're hiring our first Finance Manager, reporting directly to our Group CFO. If you have experience in FCA-regulated payments and thrive in fast-paced, high-growth environments, this is your chance to shape financial operations from the ground up. You’ll own financial controls, reconciliation processes, and compliance while driving efficiency and accuracy in financial reporting. Key Responsibilities Implement and maintain robust financial controls to ensure data integrity and compliance. Ensure adherence to FCA EMI and other regulatory requirements. Support internal & external audits with reconciliations, reports, and compliance documentation. Identify and mitigate financial risks in transactions and reporting. Manage daily, weekly, and monthly reconciliations across multiple payment channels, bank accounts, and ledgers. Investigate and resolve discrepancies, collaborating with relevant teams. Deliver accurate, timely financial reports for senior management & regulators. Optimise and automate reconciliation workflow s for greater efficiency. Partner with Customer Onboarding & Support to ensure smooth fund collection and supplier payments. Translate financial insights into actionable solutions for non-financial stakeholders. What You Bring Finalist/Newly Qualified Accountant (ACA, ACCA, CIMA, or equivalent). Experience in a regulated payments environment (fintech, financial services, payment providers, or banking). Strong understanding of reconciliations, financial controls, and compliance. Proficiency in accounting & reconciliation tools (e.g., Xero, Kani, Excel). Analytical mindset, problem-solving skills, and attention to detail. Bonus Skills Experience handling high-volume transactions. Knowledge of payment schemes ( BACS, SWIFT, SEPA, Faster Payments, card issuing ). Familiarity with automated reconciliation tools and process optimisation. Why Join HY10? Hybrid working – work from our Oxford Circus office or remotely when you just can't face the grind of the daily commute. Innovate at the forefront of payments & fintech, shaping the future of ultra-high-net-worth financial services. Career growth & training in a dynamic, fast-paced environment. Collaborative, high-performance culture that values efficiency and innovation. The opportunity to join the next big thing at an early stage, working alongside the founders and a truly inspirational group of individuals. About HY10 HY10 is redefining payment cards with a bespoke platform that integrates finance & lifestyle services. Our multi-currency payment solutions enable seamless, high-value transactions with advanced control features. Powered by LLM-driven automation, we deliver a next-level experience for global financial management. Ready to drive financial excellence in a cutting-edge fintech? Apply now