Your Responsibilities
* Lead and manage a team of 8 first line UK AML/KYC Analysts by steering the daily operations, proactive capacity planning, training and acting as a senior point of escalation within the team
* Support the UK AML/KYC Operations team withTransaction Monitoring, investigating suspicious activity, conducting internal investigations, and reporting findings to the relevant authorities including owning all relevant financial crime procedures.
* Act as the internal SME for all financial crime matters including supporting internal teams and projects as needed, in conjunction with the MLRO.
* Own and maintain effective QA procedures on KYC and financial crime prevention activities, and provide feedback and training to the team where necessary.
* Own and maintain relationships with relevant external stakeholders, including third party AML providers.
* Prepare and submit regular reports to the MLRO and relevant committees on financial crime risks, mitigation measures, and the effectiveness of controls.
* Collaborate with internal stakeholders, including senior management, legal, and compliance teams, to ensure alignment of financial crime prevention strategies with business objectives.
Your Profile
* Demonstrated experience in leading and managing a high performing operations team, including setting clear objectives, providing feedback, and promoting professional development.
* Extensive experience (5+ years) in a similar financial crime management role within a UK FCA regulated financial services business.
* Proven experience in developing and implementing effective financial crime risk management frameworks, policies, and procedures in small, fast paced organisations.
* In-depth understanding of AML/KYC requirements and industry best practices (JMLSG/ FCA reviews), including on customer due diligence and enhanced due diligence requirements and proactive approach to staying up-to-date with regulatory changes and emerging risks
* Strong communication and interpersonal skills, with the ability to collaborate effectively with stakeholders at all levels of the organisation.
* High level of integrity, ethical conduct, and professionalism in dealing with sensitive financial crime matters.
* Ability to work independently, prioritise tasks, and meet deadlines to a high standard in a fast-paced and dynamic environment.
* Experience using third party KYC, Sanction screening and transaction monitoring tools and third party platforms.
* Bachelor's degree in finance, business, law, or a related field. A relevant professional qualification (e.g., CAMS, ICA, or equivalent) is highly desirable.
Join our mission, join our team - and grow with us!
At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, who are at the heart of our success.
As part of the Raisin UK team, you benefit from:
* Employee Development Budget of £1,700 and 4 full training days per year.
* Access to Babbel for continuous learning.
* Always hungry? Breakfast, snacks, daily fresh fruit and drinks are at your disposal around the clock.
* We are hybrid working, we are in the office twice a week, giving the team the opportunity to collaborate and spend time together. Wednesday is our core day in the office.
* We offer 28 days + Bank Holidays of holiday a year.
* One day birthday leave and gift voucher to celebrate your birthday.
* We offer you a company stakeholder pension with a minimum employer contribution of 5%.
* The opportunity to experience our annual retreats in exciting European cities and other team building events.
About us
Raisin is the trailblazer in the savings and investment space. Founded in 2012, the fintech company started by opening the $95+ trillion deposits and investments market of the European Union, the United Kingdom and the United States to consumers.
Today, Raisin serves more than one million customers in these three markets, offering savings products as well as investment and pension products. This makes the Berlin-based fintech one of the leading global savings and investments marketplaces. Savers get a wider choice of attractive products with the ability to move their money freely. In addition, financial service providers get best-in-class marketplace solutions for their customers, and banks get better access to retail funding.
Raisin operates its own B2C marketplaces in Europe and the U.S. under the brands Raisin and WeltSparen. In Germany, the company offers ETF-based investment and retirement products in addition to savings products. Raisin works with over 400 banks and financial service providers from over 30 countries
We are backed by renowned international investors such as b2venture, Deutsche Bank, Goldman Sachs, Greycroft, Headline, Index Ventures, Latitude Ventures, Orange Ventures, PayPal Ventures, Top Tier Capital Partners, Ribbit Capital, Vitruvian Partners and M&G.
At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities.
In total, we have 7 offices across the world: Berlin, Frankfurt, Hamburg, Madrid, Manchester, Munich and New York.
We also think it’s important to take the time to celebrate our hard work and achievements together, with events like our yearly summer and winter party, as well as a couple of smaller get-togethers.
We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.