Cardiff (remote/hybrid working available) The role: A successful financial services business focused on savings and retail/commercial lending now wish to appoint a Credit Risk Oversight Officer. Reporting to a Senior Manager the role of Credit Risk Oversight Officer will be responsible for conducting thematic & ad hoc reviews and lesson learned evaluations into various areas of credit risk. Further responsibilities for Credit Risk Oversight Officer include Provide input to, and support delivery of, the 2nd line annual assurance plan based on a risk-based assessment of key credit areas. Support the Credit Risk Oversight Manager on delivery of the risk management framework linking credit risk appetite & risk assessments to ensure they are integral to business decision making. Review and provide input to risk opinions on proposals from the business on credit risk matters, including strategy & product development. Credit Risk Oversight Officer will support the development, preparation and embedding of appropriate Committee MI reporting to enhance monitoring of credit risk across the business. Review, perform ad hoc data analysis, and provide insight into key drivers behind portfolio performance & underlying credit quality. Review and challenge credit related reporting, policies and processes across the full end-to-end credit lifecycle. Develop and maintain positive and effective working relationships with 1st line colleagues, providing advice, guidance and support The Company: A leading UK business that retains & develops a large customer base and has a reputation for providing innovative finance products that help consumers and businesses fulfil their financial requirements. The Person: Experience in a similar credit risk oversight or relatable secured credit underwriting role in a banking environment. Ideally demonstrating knowledge of Residential / Buy to Let Mortgage, and Commercial / Development Finance portfolios Proven data analytical skills within credit risk, mortgages, commercial finance & financial services etc. Strong attention to detail with excellent problem solving skills Ability to work effectively with other departments to ensure accurate results are consistently achieved Ability to work under pressure in order to meet deadlines Proficient user of MS Office to £50k plus bonus, 15% pension, healthcare and 28 days hols