Job Description Job Title: Credit Manager bonus Location: Fully remote, once a month in Doncaster Type: Full-time Salary : up to £55,000 Our client is an established commercial finance business that offers a flexible working-capital solution. They have extensive experience within their market and service a broad range of industries and clients. They have recently developed a central system to not only to give extra functionality to their clients, but to support the next phase of their business growth. Responsibilities: Conduct detailed assessments of loan applications, evaluating financial viability, risks, and security. Provide informed recommendations and contribute actively to the credit risk committee. Monitor loan performance, flag risks, and apply risk mitigation strategies. Generate detailed reports on portfolio health and trends. Collaborate with senior management to refine portfolio strategies. Present credit analyses and recommendations during committee meetings, aiding well-informed lending decisions. Work with solicitors and third parties to oversee loan funds, ensuring proper utilisation and regulatory compliance. Develop proposals for funding needs, including securitization, grants, and raising capital. Support funding tenders and new initiatives. Use data analytics to track portfolio trends and support strategic decisions. Stay informed on regulations, industry trends, and best practices in commercial lending. Qualifications: At least 5 years of experience in commercial lending or a related field. Strong analytical and problem-solving abilities with expertise in interpreting financial data. Excellent communication and relationship-building skills. Proficiency in Microsoft Office (Excel, Word, PowerPoint) and data analysis tools. Solid knowledge of credit risk management principles and regulatory standards. A degree in Finance, Accounting, or a related field is preferred. LI-PB1