LendInvest is the UKs leading FinTech platform for property finance. Over the past 17 years, we have grown from just our two founders to a team of over working to make property finance simple for everyone.
A workplace culture built around trying new things, getting things done, and having fun while we do it has helped us lend more than £7.5 billion of mortgages, put thousands of new or improved homes into the UK housing market, and successfully launch on the London Stock Exchange. We have big plans to continue growing the business, our products, our technology, and our people.
About the Role
As a Residential Underwriter at LendInvest, you'll play a key role in assessing and approving residential loan applications from enquiry to completion. Your expertise in credit risk assessment, valuations, and legal due diligence will help shape responsible lending decisions while balancing commercial success and customer outcomes.
This is more than just underwritingits about owning the process, making strategic lending decisions, and ensuring we continue to lead the way in specialist property finance. Youll be a critical part of a collaborative, fast-paced team, working with brokers, solicitors, valuers, and case managers to deliver exceptional service.
What Youll Be Doing
1. Own the underwriting process from start to finish, ensuring an efficient and risk-conscious approach.
2. Assess borrower risk, including income verification, valuations, and legal aspects.
3. Engage with brokers and borrowers, providing clear and prompt decisions.
4. Work closely with solicitors, valuers, and case managers to ensure smooth transactions.
5. Make confident lending decisions, backed by clear rationale and aligned with our policies.
6. Support and mentor case managers, helping develop their skills and knowledge.
7. Contribute to efficiency improvements that maintain strong risk management while streamlining processes.
What Were Looking For
8. A confident and resilient underwriter who can build strong relationships with stakeholders.
9. Sound judgement and attention to detail, with the ability to spot risks early.
10. Experience handling high-volume workflows, with strong prioritisation skills.
11. A deep understanding of Treating Customers Fairly (TCF), Conduct Risk, and Consumer Duty.
12. Strong technical knowledge of credit referencing, anti-fraud systems, and land registry documents.
13. Substantial residential underwriting experience, ideally within specialist lending.
14. CeMAP qualification (preferred but not essential).
If youre looking for a dynamic, high-impact role where your expertise will shape the future of property finance, wed love to hear from you!
Why Join Us?
We believe in rewarding hard work and fostering a supportive environment. Heres a glimpse of what we offer:
15. Competitive salary + company bonus scheme
16. Hybrid working policy
17. ️ 25 days holiday (increasing with the length of service)
18. Private healthcare
19. Enhanced parental leave
20. Matched pension contributions up to 4%
21. Critical illness cover
22. Employee Assistance Programme & Mental Health support
23. Life assurance
24. Regular performance reviews to promote a culture of growth and development
25. Leadership training for managers
26. Give as you earn scheme for charitable donations
27. Support for attending conferences and professional learning & development
28. Discounts via Perkbox
29. Cycle to work scheme
30. Season ticket loan
31. Electric car loan scheme
32. Monthly socials & annual offsite