As a Retail Lending Control Manager, you'll be responsible for leading and building out an enhanced control framework which supports a continuous and integrated approach to risk assessment. Additionally, you'll ensure the team assists in top-down risk analysis, real-time control issue detection, escalation, root cause analysis, and remediation. Our Control Management team is at the heart of this venture, focused on getting smart ideas into the hands of our customers. We're looking for people who have a curious mindset, thrive in collaborative squads, and are passionate about new technology. By their nature, our people are also solution-oriented, commercially savvy and have a head for fintech. We work in tribes and squads that focus on specific products and projects - and depending on your strengths and interests, you'll have the opportunity to move between them., Control Management maintains a strong and consistent control environment through a joint accountability model that aligns managers with each line of business, function and region to mitigate operational risk. The team focuses on four areas: Risk Identification & Assessment, Control Design & Evaluation, Issue Management, and Control Governance & Reporting.
* In partnership with Lending stakeholders in Operations and Product, evaluate and perform an end-to-end analysis of the business' operational risk and control environment to develop a Risk & Control Assessment, identify significant control gaps, weaknesses and determine the root cause of control breaks
* Ensure that controls are properly designed, operating effectively
* Support a proactive risk and control culture that leverages proven evaluation strategies and robust change management protocols
* Review and analyse programme-related data (e.g. KRIs/KPIs) to proactively identify existing and emerging operational risks to business-related programmes and strategies
* Collaborate with control colleagues across the firm, business, operations management, legal, compliance, risk, audit and technology control functions to further establish and maintain business relationship loops, Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.
Control Management maintains a strong and consistent control environment through a joint accountability model that aligns managers with each function and region to mitigate operational risk. The team focuses on four areas: Control Design & Expertise, Risks & Controls Identification/Assessment, Issues & Control Deficiencies and Control Governance & Reporting.
* Bachelor's degree or equivalent experience required
* Financial service experience in retail lending, controls, audit, quality assurance, risk management, or compliance is preferred
* Proficient knowledge of control and risk management concepts with the ability to design, create and evaluate the operational risk and control environment in conjunction with business partners
* Excellent written and verbal communication skills with an ability to influence business leaders in a meaningful and actionable manner
* Passion to grow as part of a team
Preferred qualifications, capabilities and skills
* Experience working and efficiently delivering in an information technology area / environment is a plus (e.g. IT Auditing, Programming Controls, Data Management and Governance or the like)
* Experience working in an Agile environment a plus
* Proficient in Microsoft Office Suite (Word, Excel, PowerPoint, Visio)
* Experience of JIRA and Confluence a plus
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.