Location: Reading with hybrid working Salary: £50,000-£55,000pa The role is to support the Head of Credit Asset Finance Flow to ensure all credit application detail is as described and complies with Lending Policy. The successful candidate will produce high quality investigation and provide recommendations & solutions to satisfy customer needs and business objectives. You would also complete annual reviews for those required under Lending Policy and support with the preparation of appropriate MI reports. If you have experience in underwriting, working knowledge of lending principles and credit analysis for small ticket transactions, then we’d love to hear from you About you For this role you will need the following skills and experience: Experience in underwriting and knowledge of the asset finance commercial environment including asset finance flow lending and the SME market. Knowledge of lending principles, credit analysis and underwriting methodologies for small ticket transactions. The ability to interpret and implement relevant guidance, ensuring compliance and due regard is paid to the interests of customers and customers are treated fairly. Knowledge of Conduct Risk and Treating Customers Fairly requirements relevant to credit operations. An understanding of the relevant rules under the financial services acts. What we offer 10% employer pension contributions 10% Profit Share Bonus scheme 30 days’ holiday plus Bank Holidays Sell Holiday scheme 50% of time Work from Home Policy as standard and other flexible working options welcomed Private Medical Insurance including optical and dental cover from day one Life Cover at 4x salary from day one Income Protection cover Salary Sacrifice Cycle to Work Scheme Salary Sacrifice Electric Car Scheme Interest-free personal loans for various purposes Perkbox membership (discounts on shopping, restaurants, cinema, and lots more) Enhanced Maternity and Paternity Pay policies Various learning and development opportunities available Free tea, coffee and milk Christmas and summer parties A Colleague Forum, a Green Environmental Action Team, Charities Committee and numerous opportunities to give back to the community, and more … Diversity and Inclusion Our aim is for our workforce to be truly representative of all sections of society and our customers, and for each employee to feel respected and able to give their best. We are committed to equal treatment of all colleagues and potential colleagues, including those with criminal records. If you are successful in your application for employment, we will carry out pre-employment screening including use of the Disclosure and Barring Service (DBS). For a full job description, please email [email protected] Thank you.