Credit Underwriter - Asset Finance London (hybrid working - two days a week in the office) To £65,000 plus bonus and benefits Our client is the fast-expanding asset finance division of a bank and provide a range of lending products for the UK SME and mid-corporate sectors. As part of their ambitious plans they are keen to appoint an experienced Credit Underwriter in their Flow team. Responsibilities will include; Timely and accurate underwriting decisions within a delegated authority and recommendations to senior management where outside of personal mandate Prepare comprehensive financial analysis identifying all material financial and other risks and opportunities in order to arrive at a balanced and informed decision or recommendation Undertakes all appropriate diligence in respect of transactions, including reference to relevant bureaus, referencing agencies & other external sources ensuring alignment to the Bank’s risk policies Maintains active watch over portfolio performance & awareness of market trends Able to liaise with key customers You must have Extensive experience in underwriting asset finance proposals with detailed knowledge of various asset types Fundamental knowledge of accountancy and financial analysis of SME’s and corporates Demonstrable ability to understand value across a range of hard and soft assets Ability to work independently in taking a pragmatic approach to underwrite within parameters of credit policy; appreciation of when escalation / guidance is required. The willingness, aptitude and gravitas to be a key member of a growing business From a credit perspective, lending experience of SME and corporate clients Understanding of regulatory governance and ensuring compliance with lending and credit policies (including management of large exposures / concentration risk) In the first instance please send your CV in strict confidence