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This range is provided by Insite Finance. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.
Base pay range
Salary: £80,000 per annum + Bonus & Benefits
Managing Director - Insite Recruitment Group
Head of Credit Control & AR
Role Purpose
We are seeking an accomplished credit professional to lead and transform the credit management function for our financial services client. This senior position requires a commercially astute individual with strong leadership capabilities to enhance cash flow performance while maintaining robust risk controls across their commercial portfolio.
Key Accountabilities
* Credit Risk Strategy & Governance
* Develop and implement comprehensive credit policies aligned with business objectives
* Establish risk-based customer credit limits and payment terms
* Monitor portfolio performance indicators and implement early intervention protocols
* Manage relationships with credit reference agencies and insurance providers
* Oversee the end-to-end collections process for a complex receivables portfolio
* Implement targeted initiatives to improve Days Sales Outstanding (DSO) metrics
* Drive digital transformation of collections processes through automation
* Resolve escalated billing disputes and payment discrepancies
* Recruit, develop and mentor a high-performing credit control team
* Establish clear performance metrics and service level agreements
* Foster cross-functional collaboration with Commercial and Finance teams
* Ensure compliance with FCA regulations and internal controls
Management Reporting
* Prepare board-level reports on debt ageing and cash flow forecasting
* Conduct detailed portfolio risk analysis and stress testing
* Present strategic recommendations to executive committee
Person Specification
* Minimum of 8 years' experience in credit management within financial services
* Proven track record in B2B credit control and receivables management
* Comprehensive understanding of credit risk assessment frameworks
* Experience implementing process improvements in credit operations
* Advanced analysis and reporting skills
* Working knowledge of UK financial services regulation
* Proficiency with credit management systems (e.g., Experian, Equifax)
Leadership Attributes
* Strong people management and development skills
* Commercial acumen with balanced risk judgement
* Outstanding communication and presentation skills
Why This Role?
* Genuine opportunity to shape credit strategy
* Platform to modernise credit operations through technology
* Competitive remuneration package
* Flexible hybrid working model from their state of the art Milton Keynes offices
Seniority level
Mid-Senior level
Employment type
Full-time
Job function
Accounting/Auditing and Finance
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