Do you enjoy working with data, making sense of it, identifying trends and explaining them? If so, and you have experience working with data, either through a degree or in a professional environment, we’ll train you up and help you launch your career at Nationwide.
This job helps Nationwide analyse and develop our lending strategies - we need to understand the risk of lending in different situations and we achieve this through analysis of the data available to us. We want our analysts to be the market leaders and help us continue to be commercially focused in our credit strategies. After all, the decisions we make in terms of who we lend to can affect our growth and profit targets. Your analysis will help inform our Directors of what decisions they need to make.
You will start your career spending a lot of time working with data, coding and producing MI and analysis. We mainly do this using SAS and export into Excel. If you have knowledge of technical languages like SAS, SQL, R, Python or SPSS, you could have a good foundation for us. In addition to on the job training, we will also support your progression within your Risk career.
This role is within the Secured Credit Strategy team within the Risk Community. The team manage the risk appetite of the Owner Occupied Mortgage portfolio, optimising lending policy to best support the Nationwide strategy whilst ensuring the Society remains safe and secure.
We are happy to consider flexible working approaches to help you perform at your best.
At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.
For this job you'll spend at least two days per week, or if part time you'll spend 40% of your working time, based at our Swindon office. If your application is successful, your hiring manager will provide further details on how this works.
What you’ll be doing
You’ll analyse data to provide the business with insight into how mortgage lending is performing and to develop lending strategies that balance risk appetite with our growth and financial targets.
A large portion of your time will be spent writing code in SAS to extract the data we need from our data libraries. The data is then typically imported in Excel to turn into the charts and tables that feed into reporting, analysis and ultimately drive the decisions we make.
The challenging part is understanding the data and making sure we are using the correct data to find the answers. Consideration of what your analysis means for the Society and the financial services industry is key. This job will keep you thinking.
Your work will be varied and technically demanding; you could be working on your own or as part of a wider team. However you undertake your work, the purpose will always be the same – your role will be to support the development of best in class credit risk strategies that reward our members and deliver value to Nationwide.
About you
As a minimum requirement you’ll:
* Have experience analysing/interpreting large data sets, either from a degree or in a professional environment.
* Have advanced Excel skills for data analysis.
* Be self-motivated, articulate and highly numerate, you’ll have experience of presenting/ explaining your findings to others either verbally or through a written report.
* Have experience of building relationships and communicating with confidence, whilst also working well on your own initiative demonstrating a logical approach and an attention to detail.
* Demonstrate a strong aptitude for programming and coding tools such as SAS, SQL, R, Python or SPSS.
The extras you’ll get
There are all sorts of employee benefits available at Nationwide, including:
* A personal pension – if you put in 7% of your salary, we’ll top up by a further 16%
* Up to 2 days of paid volunteering a year
* Life assurance worth 8x your salary
* A great selection of additional benefits through our salary sacrifice scheme
* Wellhub – Access to a range of free and paid options for health and wellness
* Access to an annual performance related bonus
* Access to training to help you develop and progress your career
* 25 days holiday, pro rata
What makes us different
Nationwide is the world’s largest building society. With over 15 million customers, we have a relationship with almost a quarter of the UK’s population. We’ve got the scale to compete with the big banks, but we’re not a bank.
As a building society, we’re owned by our members – that’s our customers who have their current account, mortgage or savings with us. It means we can do things differently to deliver our Purpose – Banking – but fairer, more rewarding, and for the good of society.
When you work at Nationwide, you can experience that difference for yourself. You’ll be part of a high-performing, purpose-driven organisation that offers rewarding career experiences and a highly competitive range of benefits to match. You’ll also be joining us at an important time as we seek to reach more and more people in the UK. We want everyone in the UK to know that they don’t have to bank with a bank. They can choose a modern mutual instead.
What to do next
If this role is for you, please click the ‘Apply Now’ button. You’ll need to attach your up-to-date CV and answer a few quick questions for us.
We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application.
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