Job Title: Second Charge Underwriter
Location: Watford
Salary: Competitive and based on experience
Hours: Monday to Friday 9 am to 5:30 pm
Benefits:
* Contributory Pension scheme
* Private Medical Healthcare
* Life Assurance
* Dental Plan
* Free eye tests
* Annual leave purchase scheme
* Social events
* Refreshments
* 20 days annual leave with bank and public holidays on top
* Perk box
* Superb development opportunities
About our Client:
Our esteemed client is a distinguished specialist lender, renowned as one of Europe's most rapidly advancing leaders in property finance and specialised lending. With a results-driven mindset, they consistently strive to exceed expectations and deliver outcomes that go above and beyond with the customer always in mind.
Demonstrating their commitment to fostering a vibrant work environment, they have made substantial investments in their office space, ensuring it serves as an optimal setting for their dedicated staff to not only work but also thrive.
About the role:
This job opportunity is ideal for an underwriter with prior experience in a brokerage or packaging setting, eager to refine their skills within a mortgage lending environment. Additionally, seasoned 2nd charge underwriters from lending institutions seeking advancement opportunities will find this position appealing, particularly if they aspire to grow into leadership roles. You will be required to take ownership of allocated cases from inception through to completion.
Responsibilities:
* Enter and update borrower data on the lending platform.
* Ensure all aspects of the loans are recorded accurately on the CRM and meet underwriting guidelines.
* Assess the mortgage application to ensure all aspects of our underwriting criteria are met.
* Provide concise and accurate updates to brokers.
* Proactively chase brokers for outstanding requirements.
* Ensure all underwriting is in line with Company policy and within regulation.
* Ensure that all cases are Underwritten within the group's Risk appetite.
* Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
* Maintain a pipeline of cases, overseeing cases from inception through to completion.
* Maintain broker relationships that are integral to the growth.
Experience required:
* Experience and skills required for the role of Second Charge Underwriter.
* Experience working for a regulated business.
* Work experience with a mortgage broker, packager or lender, underwriting or packaging residential or second charge applications.
* Able to work in a fast-paced environment.
* Be results driven.
* Have good problem solving skills.
For more information regarding the role of Second Charge Underwriter please contact us.
Stellar Select is acting as an employment agency and is a corporate member of the REC.
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