Job Title:
Mortgage Underwriter (6 Month Fixed-Term Contract)
Location:
Reigate - Hybrid (Minimum 50% Office-Based)
Description:
We are seeking an experienced Mortgage Underwriter to join our Retail Underwriting team on a 6 month fixed-term contract.
The successful candidate will be responsible for making lending decisions based on holistic underwriting of properties and associated risks, reviewing cases in line with our Lending Policy and best practice.
Key Responsibilities:
* Make sound discretionary lending decisions within an agreed risk appetite and Lending Policy
* Manage post-valuation queries and requests for further information to satisfy lending requirements
* Contribute towards the development of processes and share best practice within the team
* Maintain relationships with operational teams, financial intermediaries, valuers, and legal representatives
* Undertake project activities related to Lifetime Mortgage procedures and policies as required
* Ensure adherence to Company AML, Financial Crime, and KYC policies
Requirements:
* GCSE qualifications or equivalent, including Maths and English (A-C Grades) as a minimum
* Proven mortgage underwriting experience or similar role
* Ability to summarise information accurately and make risk-based recommendations
* Ability to communicate effectively with third parties
* Ability to mentor, train, and coach others in technical areas
Benefits:
* Competitive Salary: £
* Pension Scheme and Life Assurance
* 25 Days Annual Leave plus an Additional Day off for your Birthday
* Private Medical Cover and Income Protection
* Opportunity to progress within your career
* FREE access to the Headspace App and Employee Assistance Helpline
* A variety of Employee Funded Benefits available via our Online Benefits Portal