DIRECTOR OF CREDIT RISK SALARY UP TO £160,000 LONDON, HYBRID WORKING (3 DAYS A WEEK IN OFFICE) Apply for the chance to work within an exciting fintech, working on a blend of credit risk scoring, decision work, and commercial analytics. This is a high-impact leadership position, where you’ll lead initiatives across credit risk management, developing and enhancing frameworks. THE COMPANY The business are an innovative fintech, providing a range of unsecured lending solutions to a wide range of consumers. The team is full of highly-talented, collaborative individuals who foster a fast-paced and collaborative work environment. THE ROLE Managing and owning credit risk models, using ML techniques to enhance development and effectiveness Leading the design and implementation of credit risk strategies, including responsible lending frameworks and portfolio analytics Managing a team of 10 people and reporting into the Chief Risk Officer Providing strategic foresight and thought leadership on advances in credit risk assessments, new industry trends, and risks and opportunities for data-driven growth Working with a range of teams across the business to ensure robust risk management, including marketing, pricing, operations, and engineering YOUR SKILLS AND EXPERIENCE 1ST Line credit risk experience is required Unsecured consumer lending experience is required – ideally with a fintech Proficiency in SQL is required – Python is desirable Experience owning a credit risk function Experience developing decision models (scorecards) THE BENEFITS Competitive salary of up to £160,000 Hybrid working policy (3 days a week in office) 25 days holiday entitlement Private Healthcare Pension scheme HOW TO APPLY Please register your interest via the apply link on this page, or send your CV directly to hamadkhanharnham.com