Your new company You will be joining an award-winning, sector-leading insurance company in the UK. Although your new business offers a wide range of products including life insurance, pensions, investments, and health insurance. They help individuals and businesses manage their financial future through various savings and investment options. Your new role The Property Underwriting Manager will ensure that properties taken as security for Equity Release Lifetime Mortgages represent an acceptable risk, focusing on future saleability and value. Key responsibilities include: Ownership of Property Lending Criteria: Develop and maintain rigorous and competitive property lending criteria for the Equity Release business. Leadership Updates: Inform senior leadership and the Board on business issues and changes to underwriting criteria. External Valuer Relationships: Manage professional relationships with external valuers. Underwriter Training: Ensure underwriters are competent in property matters through training and mentoring. Underwriting Decisions: Handle large individual loan and complex property underwriting decisions. Public Representation: Act as the public face of property aspects within the Financial Adviser community. Team Management: Lead a team of 5 to ensure the residential property underwriting strategy is understood and implemented correctly. Rule Review: Review and update underwriting rules used by the business. Stakeholder Liaison: Collaborate with external valuers and various stakeholders across the group. What you'll need to succeed Senior/Management Experience: Extensive experience within the surveying profession, either in private practice or client-side, with a focus on residential property. Stakeholder Management: Strong leadership, influencing, and communication skills, with confidence in public speaking and presenting to diverse audiences including boards, colleagues, suppliers, and Financial Advisers. Residential Property Expertise: Deep understanding of residential property, with a background in transactions and valuations across diverse property types, and detailed knowledge of construction methods. Legal Knowledge: Understanding of legal issues in property transactions, including tenure, options, overages, wayleaves, easements, and covenants. Professional Qualification: Qualified Chartered Surveyor – Fellow or Member of the Royal Institution of Chartered Surveyors (FRICS or MRICS). What you'll get in return Salary £85,000 (depending on location, skills, experience, and qualifications) Bonus opportunity - 12% of annual salary. The actual amount depends on your performance and the businesses. Generous pension scheme - the company will contribute up to 14%, depending on what you put in. 29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days. Make your money go further - Up to 40% discount on products, and other retailer discounts Up to £1,200 of free shares per year through their Matching Share Plan and share in the success with a Save As You Earn scheme Brilliantly supportive policies, including parental and carer’s leave Flexible benefits to suit you, including sustainability options such as cycling to work Make a difference, be part of the community and use your 3 paid volunteering days to help others. What you need to do now If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now. If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion about your career.