Work Location:
Toronto, Ontario, Canada
Hours: 37.5
Line Of Business: Financial Crime Risk Management
Pay Details: n/a - n/a CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. The base pay offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
Job Description:
Act as key business oversight lead and provide expert/specialized business guidance and 2nd line challenge and oversight to portfolios, businesses, and functions on development, maintenance, and implementation of all aspects of AML/ATF/Sanctions/ABAC compliance programs in line with the Bank's risk appetite and strategic direction.
* Provide expert/specialized regulatory compliance and prudential risk management guidance on AML/ATF/Sanctions/ABAC matters affecting covered TD businesses.
* Proactively advise covered TD businesses of new and changed AML/ATF/Sanctions/ABAC regulatory and/or policy requirements and articulate the impact to their processes and controls.
* Contribute to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programs.
* Guide and partner with covered TD businesses through the development, implementation, oversight, and management of effective AML/ATF/Sanctions/ABAC Compliance Programs.
* Escalate and manage to resolution significant issues and events.
* Represent FCRM on internal or external committees relating to designated business activities as required.
* Deliver subject matter expertise and AML/ATF/Sanctions/ABAC guidance to business management, including developing and maintaining management reporting and analysis.
* Actively assist in developing and overseeing implementation of business line policies and procedures.
* Collaborate with subject matter experts to develop and enhance methodologies for analyzing risk exposures of covered TD businesses.
* Ensure respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities.
* Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate.
* Support the development of annual awareness training.
* Protect the interests of the organization – identify and manage risks, ensuring the prompt and thorough resolution of escalated non-standard, high-risk issues.
* Actively manage relationships within and across various business lines, corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements.
* Keep current on emerging issues, trends, and evolving regulatory requirements to assess potential impacts.
* Handle inquiries/requests from Internal Audit and regulators.
* Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
* Participate fully as a member of the team, supporting a positive work environment that promotes service to the business, quality, innovation, and teamwork.
* Provide thought leadership and/or industry knowledge for own area of expertise and participate in knowledge transfer within the team and business.
* Participate in personal performance management and development activities, including cross-training within own team.
* Contribute to team development of skills and capabilities through mentorship of others, sharing knowledge and experiences, and leveraging best practices.
* Lead, motivate and develop relationships with internal and external business partners/stakeholders to develop productive working relationships.
* Contribute to a fair, positive, and equitable environment that supports a diverse workforce.
* Act as a brand ambassador for your business area/function and the bank, both internally and/or externally.
* Senior specialist with AML/ATF/Sanctions/ABAC expertise, working independently and accountable for managing a specialized AML/ATF/Sanctions/ABAC function or area.
* Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates.
* Provides AML/ATF/Sanctions/ABAC advice to a business as FCRM representative on a complex project or change initiative.
* Provide advanced analysis and/or specialized reporting to support business partners, functional areas, or centres of expertise.
* Provide guidance and support to analysts on matters related to portfolio and specialty.
* Expert knowledge of the business and operational functions supported.
* Typically a subject matter expert for a key functional AML/ATF/Sanctions/ABAC area and business requirements.
* Contact for business management, external/internal auditors, dealing with non-routine information.
* Manage/assist with regulatory reviews including inquiries, audits, and exams.
* Deep knowledge and understanding of businesses/technology, and organizational practices/disciplines.
* Identify and lead problem resolution for project/program complex requirements related issues at all levels.
* Generally reports to a Senior Manager.
Experience & Education:
* Undergraduate Degree.
* Advanced degree, professional accreditation, and/or 7+ years relevant industry experience.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States, and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities, and colleagues.
Our Total Rewards Package:
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.
Additional Information:
We’re delighted that you’re considering building a career with TD. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements. #J-18808-Ljbffr