This rapidly expanding financial services company is seeking a Senior Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director, you will develop credit risk analytics solutions to enhance Credit Scoring & Lending decision-making to optimize and grow their loan portfolio.
Client Details
Rapidly expanding financial services company.
Opportunity
Opportunity to develop and enhance credit risk modelling & analytics strategy.
Description
This rapidly expanding financial services company is seeking a Senior Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director, you will develop credit risk analytics solutions to enhance Credit Scoring & Lending decision-making to optimize and grow their loan portfolio.
Key Responsibilities:
1. Developing and implementing advanced statistical models and preferably machine learning algorithms to predict credit risk, optimize credit scoring, and enhance our decision-making/underwriting processes.
2. Develop and maintain predictive models to assess credit risk and forecast customer behaviour.
3. Analyze large datasets to identify trends, patterns, and insights that inform business decisions.
4. Perform data cleaning to ensure high-quality data for analysis.
5. Conduct A/B testing and other experiments to evaluate the impact of credit strategies and policies.
6. Develop credit risk models, such as probability of default (PD) using various modelling techniques.
7. Work independently and present findings and recommendations to stakeholders in a clear and concise manner.
Key Skills / Experience:
1. Experience in the Financial Services Industry (Essential)
2. Experience working with large data sets, Excel and SQL proficiency (Essential)
3. Degree in relevant subject (Data Science, Statistics, Computer Science, Economics or similar degree) (Essential)
4. Strong proficiency in programming languages such as Python, R (Preferable)
5. Experience using Salesforce and data visualisation tools (Preferable)
6. Strong presentation skills, including the ability to translate complex data into understandable insight.
7. A great attention to detail and be process-oriented to review, suggest and implement improvements where appropriate.
8. Able to work in a fast-paced, changing environment.
Job Offer
Opportunity to join a rapidly expanding financial services company.
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