Job Title: Mortgage & Protection Adviser
Location: Alexandra Parade, Glasgow G31
Type: Employed (Self-employed proposition also available for the right candidate).
Company: Mortgage Advice Solutions Ltd
Job Overview
As a Mortgage & Protection Adviser, you will provide expert advice to clients on mortgage products and protection solutions, guiding them through the process of securing a mortgage and appropriate insurance policies. You will offer tailored advice to meet their individual needs, ensuring compliance with regulations and delivering excellent customer service.
KEY RESPONSIBILITIES
Mortgage Advice
1. Provide tailored mortgage advice to clients based on their financial situation and objectives.
2. Research and recommend the most suitable mortgage products from a comprehensive range of lenders which represents the entire intermediary mortgage market.
3. Assist clients with the mortgage application process, ensuring all required documents are provided.
4. Stay updated on mortgage products, interest rates, and lender criteria.
Protection Solutions
1. Offer protection advice on life insurance, critical illness cover, income protection, and other related insurance products.
2. Identify appropriate protection products to safeguard clients' financial future in line with their mortgage commitments.
Compliance
1. Ensure all advice given adheres to Financial Conduct Authority (FCA) regulations and company compliance standards.
2. Complete all necessary documentation and maintain accurate records of advice given to clients.
3. Keep up-to-date with changes in financial regulations and ensure that all advice reflects the latest industry standards.
Customer Service
1. Build strong, long-lasting relationships with clients, understanding their needs and objectives.
2. Provide ongoing support and communication throughout the mortgage and protection process.
3. Offer follow-up services, including annual mortgage reviews and updating protection policies when necessary.
Business Development
1. Proactively seek new business opportunities through referrals, networking, and marketing strategies.
2. Develop and maintain relationships with estate agents, solicitors, and other professionals to generate leads.
3. Meet sales targets and contribute to the overall growth of the company.
KEY REQUIREMENTS
Qualifications
1. CeMAP (Certificate in Mortgage Advice and Practice) or equivalent qualification is essential.
Experience
1. Proven experience as a mortgage & protection adviser for a minimum of 3 years.
2. Knowledge of various mortgage products and protection solutions in the UK market.
3. Experience in providing customer-focused advice with excellent communication and interpersonal skills.
Skills
1. Strong knowledge of mortgage lending criteria, protection products, and financial regulations.
2. Ability to explain complex financial information in a clear, easy-to-understand manner.
3. Proficiency in using CRM systems and mortgage sourcing software.
4. Excellent negotiation and influencing skills.
Benefits
1. Competitive salary with uncapped bonuses based on performance.
2. Continuous professional development and training opportunities.
3. Technology and equipment provided.
4. UK & Scottish bank holidays.
5. Christmas shut down.
Job Types: Full-time, Permanent
Pay: £30,000.00 per year
Additional pay:
* Bonus scheme
* Commission pay
* Performance bonus
Schedule:
* Monday to Friday
* No weekends
Work Location: In person
Reference ID: MASMA25
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