Job Description
End Date\n\nSaturday 11 January 2025\n\nSalary Range\n\n£73,521 - £81,690\n\n**[We support flexible working – click here for more information on flexible\nworking options](https:www.lloydsbankinggroup.comcareersculture-and-\ninclusionagile-working.html)**\n\nFlexible Working Options\n\nJob Share\n\nJob Description Summary\n\nSitting within our Risk function, Risk Science is a centre of excellence for\nanalytics, modelling, and customer insights. You’ll be part of a specialist\nmodelling team focused on building and delivering industry leading Capital,\nImpairment, and pricing models within the Commercial book of the Group. \n \n We work with data that underpins vital business decisions, and together we\nmake it possible to add customer value, control risk, and help to build a\nsafe, strong bank for our customers.
\n \n \nCould you help us become more insightful about data to reshape our business\nand deliver success?\n\nJob Description\n\nJOB TITLE: Credit Risk Modelling Manager \nSALARY: £73,521 - £81,690 \nLOCATION: Edinburgh, Leeds, Cardiff or Bristol \nHOURS: Full time \nWORKING PATTERN: Hybrid, 40% (or two days) in an office site\n\n \nAbout this opportunity\n\n \nSitting within our Risk function, Decision Science is a centre of excellence\nfor analytics, modelling, and customer insights. You’ll be part of a\nspecialist modelling team focused on building and delivering industry leading\nCapital, Impairment, and pricing models within the Commercial book of the\nGroup. \n \nWe work with data that underpins vital business decisions, and together we\nmake it possible to add customer value, control risk, and help to build a\nsafe, strong bank for our customers.\n\n \nCould you help us become more insightful about data to reshape our business\nand deliver success?\n\n * Take ownership for delivery of modelling and analytic projects, ensuring these are completed in line with business requirements.\n\n * Lead the design of modelling solutions (calibrations, analytics & development) to high technical standards and following internal policies and external regulation.\n\n * Provide technical leadership, mentoring and management to less experienced team members.\n\n * Be hands-on with data, developing and validating models and running impact assessments to understand customer behaviour and credit performance and to tell a story to the business in order to influence decision making.\n\n * Due to the nature of our work, which spans capital, pricing & IFRS9 models you will build close relationships with many other Risk teams, Impairment Finance and our business colleagues too!\n\n * Participate actively in the Decision Science management team, supporting senior managers in delivering of wider team initiatives and proactively contributing to development of positive team culture.\n\n \nAbout us\n\n \nLike the modern Britain we serve, we’re evolving.
Investing billions in our\npeople, data and tech to transform the way we meet the ever-changing needs of\nour 26 million customers. We’re growing with purpose. Join us on our journey\nand you will too…\n\n \nWhat you’ll need\n\n * You’ll have had experience in either capitalCRDIV modelling, pricing or impairment modelling, or a similar role\n\n * To succeed in this role you will need to have strong knowledge of SAS\n\n * You’ll have a track record of end to end project management\n\n * You’ll have an understanding of the current regulatory capital environment\n\n * Experience with stakeholder management, especially as it relates to driving change in an organization\n\n * Strong communication skills, both in writing and informally are a must\n\n * Strong analytical skills are also required\n\n \nAnd any experience of these would be really useful\n\n * An understanding of Python, SQL, or Pyspark would be useful.\n\n * Commercial banking modelling experience would be beneficial, but is not required\n\n * People management experience would also be useful\n\n \nAbout working for us\n\nOur focus is to ensure were inclusive every day, building an organisation\nthat reflects modern society and celebrates diversity in all its forms.
\n \nWe want our people to feel that they belong and can be their best, regardless\nof background, identity or culture. \n \nWe were one of the first major organisations to set goals on diversity in\nsenior roles, create a menopause health package, and a dedicated Working with\nCancer initiative. \n \nAnd it’s why we especially welcome applications from under-represented groups.
\n \nWe’re disability confident. So if you’d like reasonable adjustments to be made\nto our recruitment processes, just let us know.\n\n \nWe also offer a wide-ranging benefits package, which includes: \n• A generous pension contribution of up to 15% \n• An annual bonus award, subject to Group performance \n• Share schemes including free shares \n• Benefits you can adapt to your lifestyle, such as discounted shopping \n• 30 days’ holiday, with bank holidays on top \n• A range of wellbeing initiatives and generous parental leave policies\n\n \nWant to do amazing work, that’s interesting and makes a difference to millions\nof people? Join our journey.\n\n**At Lloyds Banking Group, were driven by a clear purpose; to help Britain\nprosper.
Across the Group, our colleagues are focused on making a difference\nto customers, businesses and communities. With us youll have a key role to\nplay in shaping the financial services of the future, whilst the scale and\nreach of our Group means youll have many opportunities to learn, grow and\ndevelop.**\n\n**We keep your data safe. So, well only ever ask you to provide confidential\nor sensitive information once you have formally been invited along to an\ninterview or accepted a verbal offer to join us which is when we run our\nbackground checks.
Well always explain what we need and why, with any request\ncoming from a trusted Lloyds Banking Group person.**\n\n**Were focused on creating a values-led culture and are committed to building\na workforce which reflects the diversity of the customers and communities we\nserve. Together we’re building a truly inclusive workplace where all of our\ncolleagues have the opportunity to make a real difference.**