Job Description
The overall responsibility of the role is to take ownership of allocated cases from inception through to completion.
Key Accountabilities
* Take ownership of tasks delegated from the Team Leader such as UAT testing, product set up in fusion, update procedure documents, etc ….
* Manage the Team in the absence of the Team Leader.
* To assist in the training, mentoring and be a referral point to less experienced members of the team.
* Be a referral point for broker support for queries on applications in the absence / unavailability of the Team Leader.
* Maintain broker relationships that are integral to the growth for WOSL.
* Promote our Team Ethic.
* Ensure all underwriting is in line with Company policy and within regulation.
* Underwrite large loan applications (up to £250k) and maintain a pipeline of cases.
* Liaising with introducers, valuers and solicitors ensuring an excellent relationship is maintained.
* Ensure that all cases are Underwritten within the Groups Risk appetite.
Skills & Competencies
* Ability to work as part of a team.
* Pass internal competency tests post induction.
* High attention to detail.
* Good written and verbal communication skills.
Knowledge & Qualifications
* A strong understanding of FCA regulation.
* Previous experience of managing a caseload and assessing cases for approval in a fast-paced environment
* Experience within the secured lending sector
* Experienced in Underwriting 2nd Charge or BTL mortgage applications.
* CeMAP (desirable, not essential).
Personal Attributes
* Flexible
* Articulate
* Well organised
* Robust and comfortable working to deadline and under pressure