Your new role at NewDay
This is an exciting role in NewDay, responsible for delivering the production and reporting of monthly IFRS 9 P&L results in a timely manner including analysis and explanation of key drivers to senior leadership team across Credit Management, Enterprise Risk and Finance.
You will be expected to understand and communicate regular Impairment model performance updates, expected credit loss monitoring results as well as support model deep dives with the aim to deliver meaningful and regular insights internally and externally (auditors).
The role sits in a wider Credit and Impairment Insights function, partnering with the Impairment strategy and Finance functions.
Support the Head of the team by providing informative, accurate and timely Impairment results with a clear explanation of the underlying drivers, including running the monthly expected credit loss calculations.
Impairment monitoring and insights.
Presentation packs to deliver the key Impairment results on a regular basis to relevant committees (Credit Management Committee, Impairment Committee).
Positive relationships with key collaborators in the Finance, Collections and wider Credit Management teams.
Mentorship of more junior members of the team to educate and develop knowledge of Impairment and IFRS 9.
What you’ll bring
We need knowledge, experience + expertise in:
1. Python/SQL/SAS/Microsoft office for data manipulation and analysis.
2. A logical and methodical approach to solving problems and analyzing results.
3. Having strong attention to detail to a high degree of accuracy.
4. An ability to manage workload, anticipating challenges and adapting accordingly.
5. Being able to work with a high level of self-motivation to the highest standard within challenging deadlines.
6. Understanding of IFRS 9 model components and Impairment drivers.
7. Working with a credit card portfolio or unsecured loans.
About NewDay
We help people move forward with credit and help our colleagues to move their careers forward too.
We use our highly flexible, scalable, and multi-product digital credit engine to power over 120 million transactions every year. Our brands include Aqua, marbles, fluid and Bip. We partner with leading brands such as John Lewis, AO, Argos, and DEKO.
Over 5 million UK customers are supported by our award-winning customer service.
At NewDay, we value all types of diversity. We’re an equal opportunity employer and believe that our differences create a vibrant, authentic working culture. We want all our colleagues to feel able to bring their whole selves to work. We don’t discriminate on the basis of age, physical or mental disability, gender reassignment, marriage and civil partnership, pregnancy and carer status, race (including colour, nationality, and ethnic or national origin), religion or belief, sex, and sexual orientation.
We’re focused on what will drive impact in helping people move forward with credit. Our distinctive culture is geared to spark innovation and team working – with lots of open doors for development. Our customers can rely on us because we aim high, support each other, do the right thing and build for the future.
We invest in our colleagues. On top of a strong market competitive salary, you get a bonus opportunity that matches the impact (delivery + values) you drive in your role. We also help you retire better with market leading pensions.
At NewDay, #yourwellbeing matters: You get 26 days holiday and can buy up to 5 more after probation. Then you’ll get extra days as you build your career with us.
NewWork, our flexible, hybrid working approach, helps you to manage your work/life balance - and even bolt on work time in other countries before or after your holiday. And when you’re in the office, you get free healthy breakfast, fresh juices, lunch, barista coffee etc.
Our tax efficient green car and cycle to work schemes save you money (and help the planet).
We work with Textio to make our job design and hiring inclusive.
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